How To Choose The Right Health Care Insurance

Lunch and Learn with Dr. Berry

So, let's talk about making informed decisions when choosing your healthcare insurance plan…

How do you make sure that you’ve got the right health care insurance?

I think this is an important question to ask yourself, because typically, when people look for insurance coverage, they only focus on the premium, a.k.a. the payment.

But insurance isn’t just about the premium; there are a lot of free or made-affordable things you can do that come along with a plan.

However, as unfortunate as it is, even when 92% of this country’s people are insured, there are still people who fail to maximize their plan’s coverage because they just don’t know the entirety of its details.

That’s why in today’s episode, I’ll provide valuable insights on choosing the right plan, maximizing its coverage, and avoiding common pitfalls.

We’re going to continue the momentum of educating our community on making the right choices, because by staying informed, asking the right questions, and taking advantage of available resources, you can empower yourself for better health.

So, join me in this week’s episode as we all get ready to take advantage of every single thing our insurance plan has in store for the betterment of our lives and our health.

Why you need to check this episode:

• Recognize the importance of understanding the different categories of health insurance and its plans;
• Discover the common pitfalls people go through when choosing their health care insurance, and why you should consider factors like deductibles, co-payments, and network coverage;
• Understand why you should take advantage of the preventative health services covered by insurance, and what you should do if your insurance company rejects a procedure

“You’d want to make sure that you got some power and leverage in this relationship of your health care, because it is—at the end of the day—your health care, your life.” – Dr. Berry Pierre

Notable Quotes:

“If you can understand those five pillars, things become a lot easier, and your health care and the way you interact with the health care system becomes a lot more of a fruitful relationship than an adversarial relationship.” – Dr. Berry Pierre

“I want you guys to make sure you’re taking advantage of everything your insurance plan has to offer. If you don’t know what your insurance plan has to offer, give them a call. You should not only be calling your insurance company when you have a problem.” – Dr. Berry Pierre

“My job, especially here in the Lunch and Learn Community, is to help you take advantage of the system for your own good. Empower Yourself for Better Health. If you want to think like a doctor, we have to make sure you are taking advantage of the system at hand. And you cannot do that if you’re not reviewing a plan; you cannot do that if you’re not taking advantage of your preventative health care measures…You got to do those things.” – Dr. Berry Pierre

Mentions:

• Where Would You Be Without Obamacare
• Take Advantage Of Your Preventative Health

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