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How Insurance Protects Your Home with Michael Caples - 06.14.2024
Manage episode 423664519 series 2789801
Το περιεχόμενο παρέχεται από το Troy Galloway. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον Troy Galloway ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.
This episode of About the House is brought to you by the Construction Consumer Advocacy Institute https://constructionconsumeradvocacyinstitute.com/
Pick up a copy of Troy’s book at https://www.amazon.com/Building-Confidence-ESSENTIAL-Contractor-Hiring-ebook/dp/B0CYXPY63S
In this episode of About the House with Troy Galloway, Troy talks to Michael Caples about the different ways insurance protects your home including when you hire a general contractor to renovate your home.
Find out more about Mike Caples at https://agents.farmers.com/mo/arnold/michael-caples/home-insurance/
https://www.facebook.com/michael.caples.insurance/
2:15 A portion of the proceeds from Troy’s book will go to the Shriners.
3:29 Mike Caples has been in insurance for over 25 years
5:00 Most home insurance claims in the Midwest involve the roof
13:20 How do you assess if a roof was installed correctly?
14:25 Avoiding “storm chasers” who prey on homeowners after a bad storm
16:00 Ask to see a contractor’s proof of insurance
18:30 Workman's comp
21:18 Contractor licensing
26:10 Subcontractor contracts
28:20 Undocumented laborers will not have a tax ID
30:00 Will insurance deny a claim if renovations were done without permits?
31:00 Story about bad wiring injuring a cable guy
34:00 Terrorism coverage
36:00 Don't rely on FEMA to take care of you
38:00 Flood insurance
40:40 Sewer and sump pump endorsement
42:40 Rebuilding from the ground up
43:40 Call the insurance company when you get your declaration page
47:05 A lot of policies don't cover mold
48:30 What if a contractor cracks my driveway?
50:20 Removing snow
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