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FICO® Score Industry Insights

Fair Isaac Corporation

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FICO® Score Industry Insights covers the intricacies, evolution, and developments across credit scoring, lending, economic inclusion, financial literacy and, as matters emerge in this fast-paced environment, a host of other relevant topics.
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You’ve encountered the realm of big data and analytics! Companies of all sizes are stepping up their analytics game to have more robust customer interactions, improve their bottom line, and digitally transform their businesses. From decision modeling, predictive analytics or considering how to optimize your supply chain or pricing strategy, explore how you can decode and apply analytics software in different ways to significantly impact the way your business operates. This podcast series wil ...
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WELCOME TO OUR FAMILY MEETING! Where we talk about faith, FICO scores, finances, and family stuff! Defining your family goals, stewardship principles, and strategic planning will position your family for generational wealth. We teach and practice the #555method to position families for prosperity in just 15 minutes a day. Communicating with God, purpose, stewardship and imparting into your family is what we teach. Let's start aligning our FAITH, FICO, & FINANCES to strengthen our FAMILIES to ...
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This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
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The Credit Show

Podcast Playground

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Harry Jacobs is a certified FICO Pro and renowned credit repair expert. With 12+ years of hosting The Credit Show, Harry has established himself as a trusted source of information on credit-related issues. He often appears as a guest on Las Vegas area TV news outlets to share his expertise and discuss credit-related matters with their audiences. Reach Harry at 855-526-9250.
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The Eurofile

Center for Strategic and International Studies

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Hosted by Max Bergmann, director of the Stuart Center and the Europe, Russia, and Eurasia Program, and Donatienne Ruy, director of the Abshire-Inamori Leadership Academy at CSIS, “The Eurofile” looks at Europe through a Washington lens. We will discuss, debate, and dissect the big issues consuming Europe with some of the leading voices from the transatlantic community. We’ll try to make sense of developments in Brussels, break down European elections, and discuss all the issues roiling trans ...
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💸 Struggling with money? Join Me on the Mentally Financial podcast for a dose of financial therapy! Dive into real-life money challenges and discover practical solutions in 10 minutes or less. Every Wednesday at 6 pm, we explore ways to navigate financial hurdles, live within our means, and achieve mental and financial well-being. Don't miss out – tune in for your weekly dose of financial empowerment! 🎙️💡 #MentallyFinancial #FinancialTherapy #MoneyManagementPodcast
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How AI Happens is a podcast featuring experts and practitioners explaining their work at the cutting edge of Artificial Intelligence. Tune in to hear AI Researchers, Data Scientists, ML Engineers, and the leaders of today’s most exciting AI companies explain the newest and most challenging facets of their field. Powered by Sama.
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Gabriel Brown

Gabriel Brown

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Hello my name is Gabriel Brown and I'm a Certified Fico Pro and some say a Credit Ninja! Over the past 15 years I have coached over 10,500 credit challenged individuals online, offline, through my books, my radio show and in my workshops! You may have heard of some of my advanced credit repair tactics such as: The Deficiency Balance protocol The Rolling Auto Loan Protocol The Balance Transfer Protocol The Consortium Credit Usage Protocol The Amex Card Deferred Payment Protocol The Home Zip C ...
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Money Elementary

Money Elementary

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Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a ...
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Money Plan SOS

Steve Stewart

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Pay attention - not interest. For most, that’s all it takes to get their money under control. That’s how Steve and his wife got out of debt completely - even the mortgage…and you can too! Your host, Steve Stewart, shares his extreme-but-proven ways that money really works. The show isn’t just about making a Money Plan (aka: a budget). Steve also explains what’s really wrong with credit cards and credit scores (spoiler alert: It’s not what you think). You’ll also learn about rich habits, how ...
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Counterspin is New Zealand’s media revolution, hosted by Kelvyn Alp and Hannah Spierer. We pride ourselves on being unscripted, authentic & funded by the people, for the people. We certainly are not propagandist lap-dogs for ANY particular individual, group or organisation. And we make no apologies for our biased commitment to truth.
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Credit Refresh

Credit Refresh

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It's time for our community to start leveraging their credit to live the life that they deserve. Welcome to The Credit Refresh Podcast. this is a safe space where you can expect practical tips, tools and solutions to help you unlock the next level in your life. Your host Kiwanis Rucker repaired her own credit in 2015. For the past 8 years she been giving credit tips and solutions to people in the community. Kiwanis mission is to help you go from the back of the room to the stage. Subscribe, ...
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Credit Repair Radio

Rondi Lambeth

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Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
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For Fox Sake

Vee Weir

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For Fox Sake is a financial education and personal development podcast dedicated to deconstructing money shame, sharing money stories, and discussing the often “off-the-table” topics of life.
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DJs and producers 🇮🇹 with a raw signature. Exploring space between house and techno. 🏷️ @diynamic-music 🏷️ @undernoise-it 🏷️ @Exploited 🏷️ @monaberry 🏷️ @sincopat 🏷️ @mobileerecords 🏷️ @trueromancerec 🏷️ @bar25 🏷️ @katermukke 🏷️ @ritter-butzke 🏷️ @selador-recordings 🏷️ @eklektisch-label 🎧 promo: info@gizadjs.com ✈️ requests (booking & remixes): mike@undernoise.it 🎹 demos for Undernoise: demo@undernoise.it Giza DJs are the artistic project of @gianpietromusic & Tiziano. The two Italians merge ...
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We are here to educate on Personal and Business Credit, Financial Literacy, Debt Settlement and how it can work in your favor and Health and Life Insurance. Support this podcast: https://podcasters.spotify.com/pod/show/q3changinglives/support
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KEW talks

Free Range Productions, Kolegium Europy Wschodniej

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Podcasts of the Jan Nowak-Jeziorański College of Eastern Europe. We refer to the tradition of the long-time director of the Polish section of Radio Free Europe and talk about democracy and the world.
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Vol To Valuation

Vol To Valuation

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Finance and investing podcast covering industry trends, fundamental analysis, macroeconomics, and general news flow. Support this podcast: https://podcasters.spotify.com/pod/show/vol2val/support
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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PortugueseTime

Glaucia Rocha Germano

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On the PortugueseTime Podcast, I created stories in Portuguese in which you can relate and practice a conversation by answering my questions. I speak only in Portuguese, but don't worry, I speak slowly. If you don't understand any part, you can see the transcript of this episode on the website www.portuguesetime.com. I hope to be part of your Portuguese skills development. Become a Paid Subscriber: https://anchor.fm/portuguesetime/subscribe
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CMO Pulse Series

Tania Yuki

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Subscribe and listen as changemaking CMOs unpack the myths and mystery surrounding brand marketing in our unmissable video podcast series with Comscore CMO and EVP of Digital, Tania Yuki. Hear from some of the world’s best and brightest creative marketers about how they are creating a positive impact in the world and for their customers.Join us for a new episode each Tuesday and send us your tips for a leading CMO you would love to hear from via cmopulse@comscore.com
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Shamika_Saves

Shamika

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I love repairing credit, I am a natural “fixer”, I decided that the information I have learned should be taught to others. Running a credit rebuilding business, I am surprised at the lack of information shared, cost of money spent and the time that has been wasted. So I’m here to “save the day” by saving you money by avoiding common pitfalls during the Credit Repair process. 🤳🏾 1-800-216-8129 or 👩🏽‍💻 www.simplified-legal.com, follow me on ALL my social media accounts: IG/FB: @ShamikaSaves @S ...
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Dream Mortgage World Podcast is a co-hosted discussion about the role a mortgage loan officer has in the home buying process. Brought to you by Dream Mortgage World owner, Dorothy Williams, and her co-host, Garfield Bowen, the show covers frequently asked questions and details about obtaining financing for your dream home. If you want to stay up to date on the latest happenings in the mortgage loan industry, then Dream Mortgage World Podcast is the show for you.
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The Fundability™ Podcast

Merrill Chandler

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What if it's about more than just your credit score? Merrill Chandler has nearly 30 years of Fundability expertise and dives into funding secrets and shares what’s happening now in fundability, landmines to watch out for, and strategies that can help you get money that you never could before from top-tier banks. Merrill was one of the original cofounders of Lexington Law—the largest credit repair law firm in the US. He is now the Founder of The Fundability Movement, CEO of GetFundable.com (t ...
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In this episode, Dr. Zoldi offers insight into the transformative potential of blockchain for ensuring transparency in AI development, the critical need for explainability over mere predictive power, and how FICO maintains trust in its AI systems through rigorous model development standards. We also delve into the essential integration of data scie…
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In this episode of "Daily Mortgage Rates LIVE," we’re tackling a topic that gives hope to many aspiring homeowners: Low FICO Score Loans. If you’ve been struggling with a less-than-perfect credit score and think homeownership is out of reach, think again—this episode is for you! Having a low credit score doesn't have to be the end of your dreams of…
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Our guest this episode is Larry Rosenberger, Research Fellow at FICO and formerly CEO and VP of R&D at FICO. The views Larry expresses in this episode are his and not necessarily those of FICO. He’s also an advisor and serves on multiple Boards of Directors for early-stage startups. Larry came out of MIT and the UC Berkeley College of Engineering. …
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In part one of this two-part episode, FICO® Score Industry Insights Podcast host Lance Braun (FICO Score, Marketing) and guest Keon Haley (FICO Score, Product Management) discuss the FICO® Score A Better FutureTM financial literacy program – an ongoing series of free educational events to help Americans learn about credit scores and other relevant …
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In this episode, we dive into the important decision of choosing the right financial institution—credit unions vs. banks. We compare the pros and cons of each to help you determine which one best fits your financial goals and needs. Take our new quiz to uncover the secrets of your credit score. You’ll receive personalized insights and a FREE Credit…
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In this episode of Daily Mortgage Rates Live, we’re shedding light on Foreign National Borrower Loans—a specialized lending option for non-U.S. citizens looking to invest in or purchase property in the United States. With real estate being one of the most sought-after investments, especially for international buyers, understanding the ins and outs …
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In this insightful episode of Daily Mortgage Rates Live, we’re tackling an important yet often overlooked topic in the mortgage world—ITIN Borrower Loans. These loans cater to individuals who lack a Social Security Number but hold an Individual Taxpayer Identification Number (ITIN), offering a critical pathway to homeownership for non-U.S. citizens…
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In this episode of Daily Mortgage Rates LIVE, we dive into the world of Profit & Loss (P&L) Loans, a powerful option for self-employed borrowers and business owners who rely on alternative forms of income documentation. Instead of traditional tax returns, P&L loans allow borrowers to use their profit and loss statements to prove income stability an…
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In this episode, we explore the strategy of using authorized user status to build and improve credit. Whether you’re considering becoming an authorized user or adding someone else to your credit card account, this episode covers the benefits, risks, and best practices to help you make informed decisions. Take our new quiz to uncover the secrets of …
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In this episode of Daily Mortgage Rates LIVE, we explore the rising interest in CDFI No Income Verification Loans, an innovative financing option that’s changing the game for borrowers with unconventional income streams. CDFIs (Community Development Financial Institutions) are known for their mission to provide more flexible lending solutions, and …
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Max and Donatienne recap Max’s recent Europe trip and discuss the EU’s lackluster approach to the Middle East one year after the October 7 attacks (05:36). Then, they turn to a conversation with Tom Nuttall, The Economist's chief Germany correspondent and head of the Berlin bureau, about the state of German politics (14:18).…
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In this episode of "Daily Mortgage Rates LIVE," we’re diving into the world of 2nd Mortgage HELOCs (Home Equity Lines of Credit), a flexible financing option that allows you to tap into your home's equity whenever you need it. If you’re looking for a way to fund a renovation project, cover education expenses, or even consolidate debt, a HELOC could…
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Jay breaks down the critical role of software optimizations and how they drive performance gains in AI, highlighting the importance of reducing inefficiencies in hardware. He also discusses the long-term vision for Lemurian Labs and the broader future of AI, pointing to the potential breakthroughs that could redefine industries and accelerate innov…
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In this episode of "Daily Mortgage Rates LIVE," we explore an exciting opportunity for homeowners looking to make the most of their home equity—2nd Mortgage HELOANS (Home Equity Loans). If you've been wondering how to leverage the value in your home for big projects, debt consolidation, or other financial needs, this episode is a must-listen! 2nd M…
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In this episode, we explore the pros and cons of store credit cards and how they can impact your credit journey. Whether you’re considering a store credit card to build your credit or take advantage of rewards, this episode will help you make an informed decision. Take our new quiz to uncover the secrets of your credit score. You’ll receive persona…
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In this episode of "Daily Mortgage Rates LIVE," we’re diving into the world of Low and No Ratio DSCR Loans—an innovative approach to real estate financing designed specifically for savvy investors. Whether you’re an experienced real estate investor looking for more flexibility or just starting out, Low and No Ratio DSCR (Debt Service Coverage Ratio…
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In this episode of "Daily Mortgage Rates LIVE," we uncover the untapped potential of Bank Statement Loans—an unconventional yet powerful financing option for self-employed individuals and business owners. Tired of traditional loan applications rejecting you due to fluctuating income? Bank Statement Loans could be the answer. Join our expert hosts a…
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In this episode of Daily Mortgage Rates LIVE!, we’re uncovering the ins and outs of one-time close construction loans. If you’re dreaming of building your own home or embarking on a new construction project, this episode is designed for you. Join us as we explore how one-time close loans streamline the financing process by combining both the constr…
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In this episode of Daily Mortgage Rates LIVE!, we’re exploring the transformative power of renovation loans. If you’ve got your eye on a fixer-upper or want to enhance your current property, this episode is a must-listen. Join us as we discuss the various types of renovation loans available, from FHA 203(k) loans to Fannie Mae HomeStyle options, an…
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In this episode, we explore an alternative method for building credit, especially for those with limited credit history—rent reporting. We’ll dive into how rent reporting works, its potential impact on your credit score, and whether it’s worth considering as part of your credit-building strategy. Take our new quiz to uncover the secrets of your cre…
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In this episode of Daily Mortgage Rates LIVE!, we’re diving deep into the intriguing world of blanket (portfolio) loans. If you’re an investor managing multiple properties, this financing solution could be your ultimate key to streamlining your investment strategy. Join us as we explore how blanket loans consolidate multiple mortgages into one, sim…
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Melissa explains the importance of giving developers the choice of working with open source or proprietary options, experimenting with flexible application models, and choosing the size of your model according to the use case you have in mind. Discussing the democratization of technology, we explore common challenges in the context of AI including …
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In this episode of Daily Mortgage Rates LIVE!, we’re diving deep into the world of short-term rental property loans. With the rise of platforms like Airbnb and VRBO, investing in short-term rentals has never been more enticing—but how do you secure the right financing? Join us as we unpack everything you need to know about short-term rental propert…
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In part two of this two-part episode, FICO® Score Industry Insights Podcasthost Lance Braun (FICO Score, Marketing) and guest Keon Haley (FICO Score, Product Management) discuss the FICO® Score A Better FutureTM Fundamentals financial literacy program – important and necessary curriculum specifically created to help high school and college-age stud…
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VP of AI and ML at Synopsys, Thomas Andersen joins us to discuss designing AI chips. Tuning in, you’ll hear all about our guest’s illustrious career, how he became interested in technology, tech in East Germany, what it was like growing up there, and so much more! We delve into his company, Synopsys, and the chips they build before discussing his r…
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In this video, William Bisset interviews eight key speakers from the NZDSOS (New Zealand Doctors Speaking Out with Science) conference, including renowned experts Dr. Paul Marik and Professor Angus Dalgleish. The conference, titled "Empowering Change: Methods, Motivation, and Evidence," delves into critical issues surrounding medical freedom, trans…
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Max and Donatienne discuss Ursula von der Leyen’s proposed College of Commissioners for her second term as Commission President (00:38). Then, they turn to a conversation with Simone Tagliapietra, senior fellow at Bruegel, about the state of Europe’s energy transition and the EU’s evolving climate policies (16:44). Learn more: Russian Roulette | CS…
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In this episode of Daily Mortgage Rates Live, we shine a light on a unique mortgage solution—ITIN Loans. If you don’t have a Social Security Number but have an Individual Taxpayer Identification Number (ITIN), this episode is for you! We’ll explain how ITIN loans work, who qualifies, and why they’re a great option for non-U.S. citizens or undocumen…
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If you’re an independent contractor, freelancer, or self-employed and receive a 1099 instead of a W-2, you know the struggle of securing a mortgage without traditional income documentation. In this episode of Daily Mortgage Rates Live, we’re unpacking 1099 Loans, a flexible solution designed specifically for those who don’t have a conventional payc…
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Affirmative Reaction: The Plot Twist No One Saw Coming! Forget soap operas—this DEI debate has more plot twists! Join us as we dive into lawsuits, counter-lawsuits, and the surprising ways universities are reimagining diversity...or not. It’s messy, it’s spicy, and you won't believe where this goes!
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In this episode, we continue our focus on credit protection by exploring the value of credit monitoring services. With identity theft and fraud on the rise, these services promise to help safeguard your credit, but are they truly worth the investment? We’ll break down the features, benefits, and considerations to help you decide. Take our new quiz …
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Developing AI and generative AI initiatives demands significant investment, and without delivering on customer satisfaction, these costs can be tough to justify. Today, SVP of Engineering and General Manager of Xactly India, Kandarp Desai joins us to discuss Xactly's AI initiatives and why customer satisfaction remains their top priority. Key Point…
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Join William Bisset from The Brilin Wellness Support Centre as he interviews Dr. Fre, a dentist and co-founder of NZDSOS (New Zealand Doctors Speaking Out With Science). In this eye-opening discussion, they explore critical questions about modern dental practices: Is there such a thing as too much dentistry? Could common procedures be linked to oth…
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In today's episode of Daily Mortgage Rates Live, we’re diving into a powerful and flexible financing tool—Asset Utilization Loans. If you're sitting on significant assets but lack the traditional income streams that banks typically look for, this episode is for you! We’ll break down how these innovative loans work, who qualifies, and why they could…
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Welcome to Daily Mortgage Rates LIVE! In today’s episode, we’re focusing on VA loans—a powerful home financing option available to veterans, active duty service members, and their families. If you’ve served in the military or are currently serving, this episode is a must-listen. We’ll delve into the unique advantages of VA loans, including the bene…
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Welcome back to Daily Mortgage Rates LIVE! In today’s episode, we're exploring USDA loans—a fantastic financing option for those looking to buy a home in rural or suburban areas. If you’ve ever wondered how to make homeownership more accessible in less populated regions, this episode is for you! We’ll break down what USDA loans are, how they work, …
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Welcome to another episode of Daily Mortgage Rates LIVE! In today’s installment, we’re diving deep into the world of FHA loans—one of the most popular options for homebuyers and refinancing. Whether you're a first-time buyer or looking to upgrade, understanding FHA loans could be your key to unlocking the door to your dream home. Join us as we brea…
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Womb Raider: The Sequel No One Asked For! The Supreme Court’s got us in a time machine, y'all! We’re going back to when our grandmothers had to fight for reproductive rights. Tune in as we dig into the latest rollback on women’s rights and ask the burning question: Who gave them the right to mess with our rights?…
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In this episode, we’re shifting our focus to an important aspect of credit security—credit freezes and credit locks. With identity theft and fraud on the rise, it’s essential to understand how to protect your credit effectively. We’ll break down the differences between these two protection methods so you can decide which is best for you. Take our n…
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In this episode of Daily Mortgage Rates LIVE!, we explore Conventional "Affordable" Loans and what they mean for today’s homebuyers. We’ll break down the key features of these loans, including eligibility criteria, benefits, and how they compare to other loan options. Discover how Conventional "Affordable" Loans can make homeownership more accessib…
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In this episode of Daily Mortgage Rates LIVE!, we dive deep into DSCR Loans—Debt Service Coverage Ratio Loans. Join us as we explore what DSCR Loans are, how they differ from traditional mortgage loans, and why they’re gaining traction in today’s real estate market. We’ll cover the fundamentals of DSCR Loans, including their benefits for investors …
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In this episode of Daily Mortgage Rates Live, we’re delving into the essentials of Small Business Administration (SBA) loans—your go-to solution for financing and growing your business! Whether you’re launching a startup, expanding your operations, or managing cash flow, SBA loans offer a range of options tailored to different needs. Join us as we …
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In this episode of Daily Mortgage Rates Live, we’re exploring the game-changing world of CDFI No Income Verification Loans! If traditional income documentation has been a stumbling block in your path to homeownership or investment, this episode is for you. We’ll break down how Community Development Financial Institutions (CDFIs) offer a unique path…
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Max and Donatienne discuss the formation of a new French government after Emmanuel Macron picked former chief Brexit negotiator Michel Barnier as Prime Minister. Then, they briefly discuss two regional elections in East Germany and the outline of Ursula von der Leyen’s new European Commission. Finally, they turn to a conversation with Federico Stei…
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Ready to transform rundown properties into dazzling investments? In this episode of Daily Mortgage Rates Live, we’re diving into the world of Fix/Flip loans! Whether you’re a seasoned renovator or a first-time flipper, this episode is packed with insights on how to finance your next project and maximize your returns. We’ll cover the essentials of F…
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In this episode, we’re building on last week’s foundation by diving into the key differences between the two major credit scoring models: FICO and VantageScore. Understanding these differences is crucial to navigating your credit journey effectively. Take our new quiz to uncover the secrets of your credit score. You’ll receive personalized insights…
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Our guest this episode is Avery Miller, VP and Head of Digital Consumer Product and the Avion Rewards Platform at RBC. Avery got his MBA at the University of Richmond and spent time before going to RBC at Capital One and PayPal. We talk about how connected finance impacts shopping and card use and loyalty programs. Topics include: How are financial…
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In this episode of Daily Mortgage Rates Live, we’re shining the spotlight on 5-10 unit property loans—a key topic for real estate investors and property managers looking to scale their portfolios! Discover the unique challenges and opportunities that come with financing multi-unit properties, and learn how these loans can help you maximize your inv…
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Srujana is Vice President and Group Director at Walmart’s Machine Learning Center of Excellence and is an experienced and respected AI, machine learning, and data science professional. She has a strong background in developing AI and machine learning models, with expertise in natural language processing, deep learning, and data-driven decision-maki…
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In this episode of Daily Mortgage Rates Live, we’re diving into the dynamic world of mixed-use property loans! Join us as we unravel the ins and outs of financing properties that blend residential and commercial spaces. Whether you’re an investor eyeing that perfect storefront with a cozy apartment above or a savvy entrepreneur with a vision for a …
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