Graham Stephan's Top 10 Financial Tips

Young Smart Money

Over the last few years, Graham Stephan has established himself as the YouTube authority when it comes to personal finance. From real estate investing, to credit cards, to the state of the economy, millennials and other young people turn to Graham for financial advice. But what are some of the core tenants of the Graham Stephan personal finance philosophy?

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In this video, we'll be highlighting some of Graham Stephen's top financial tips for people in their 20s. While these tips don't just apply from the ages of 20 - 30, they are tailored towards younger people who are just getting started out on their journey into personal finance.

Growing up, it's tough to find high-quality personal finance information. If you're not lucky enough to be born to parents that have their finances figured out, you're kinda just on your own. It's made even harder to find valuable information given the surge of bad actors giving out BS information in an effort to convince you that your hard-earned cash would be better off in their pocket.

As a 30-year-old who has already achieved multi-millionaire status, Graham's words have a lot of weight behind them. He's clearly not just another fake guru blowing smoke and trying to sell you on a course. While he does sell courses, they are on subjects he knows extremely well (real estate and YouTube) and his business model does not revolve around shoving these down people's throats.

Graham is a powerhouse of content, which is why I decided to make this video. Across his 3 YouTube channels, he's putting out at least one new video every day which is a ton of content for anyone to take in. Hopefully, this highlight reel will give you a feel for some of Graham Stephan's financial philosophies and motivate you to start taking action.

Timestamps for each tip, as well as links to each of the videos referenced, are down below. So, once you're done with the video feel free to take a deeper dive into any of them! And for goodness sake, if you're not already subscribed to Graham go subscribe!

P.S. don't forget to smash the like button for the YouTube algorithm ;)

00:00 - Intro

01:16 - Track Your Expenses

03:06 - Open A Roth IRA

06:36 - Get a Credit Card

09:11 - Keep Your Spending Consistent

12:09 - Think About Future Value

13:53 - Make More Money

17:41 - Reconsider College

19:51 - Start Investing Early

21:38 - Open A High Yield Savings Account

24:32 - House Hack

26:06 - Final Thoughts