Fintech Review 2021 – Germany, Austria And Switzerland (GSA)

Women Who Rock GSA a Female Entrepreneurship Podcast

“For banks the pandemic meant that they had to digest 10 years of digitalization in only two years.” Paolo Sironi - Thought Leader and Author

Hello and welcome everyone to our 2021 Fintech Review for the German Speaking Area - Germany, Austria, and Switzerland, also called GSA. This is an annual tradition started in 2014, first in German, now in English. You can find the older reviews in the blog post below:

“Crypto is coming, no question. The metaverse is coming and exciting for me is the question how we will pay in the metaverse” Oliver Oster - CMO and Founder OptioPay

“What struck me the most in 2020 is Crypto. It is sooo much more popular today than one or two years ago” Janis Dust - CMO and Co-Founder EpapSubscribe Here

Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: https://linktr.ee/startupradio

“As people are going from in-person to remote a lot of [banking] processes have to be updated. It is basically a huge accelerator for the whole banking industry.” Frank Schwab - Co-Founder Fintech ForumOur Sponsor Startupraven

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“[Venture] Capital becomes more concentrated. It will get harder for the new kids on the block” Frank Schwab - Co-Founder Fintech Forum

Our Guests

Today I welcome our guests:

• Janis Dust - A young fintech entrepreneur, co-founder and CMO of epap (https://de.linkedin.com/in/jannisdust)
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• Paolo Sironi - A fintech entrepreneur, turned global research leader in banking and financial markets as well as a book author (Website: https://www.thepsironi.com/, https://www.linkedin.com/in/thepsironi/)You can buy his newest book here: https://amzn.to/30MLgOy
• Frank Schwab - Co-founder of Fintech Forum (http://fintechforum.de/) and multiple board member (https://www.linkedin.com/in/frankschwab/)
• Oliver Oster - Fintech entrepreneur, founding partner AQVC, founder and COO OptioPay (https://www.linkedin.com/in/oliver-oster-37611063/)

“10 years ago adding the valuation and market capitalization of the global top 500 banks and fintech unicorns plus the payment providers: 10 years ago banks represented 97% of that value, today they are down to almost 70%.” Paolo Sironi - Thought Leader and Author

This time I ask our guests 4 questions on the current state of fintech, their outlook, and drivers for the future.

The questions...