Retirement Answers podcast

#Trading #Business #Jacob Duke, CFP® #Jacob Duke #Retirement #Investing #Social Security #Retirement Planning #Podcasting Education #Tax

18:09

HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…

Retirement Answers

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Retirement Answers is a podcast built to help you succeed in retirement. The thought of retirement can be overwhelming and downright scary for many... but it doesn't have to be! The goal of this podcast is to provide thoughtful insights and strategies to give you the confidence you need to retire successfully. At the end of the day, my ultimate goal for my clients and podcast listeners is to live a fulfilling retirement. Follow along as I publish a new episode each week covering everything from retirement income planning, tax planning, Social Security, insurance planning, investing, and much more. Here's to learning everything you need to know to live out your dream retirement!

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Retirement Answers

updated πριν 6 μέρες

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103 επεισόδια

#Trading #Business #Jacob Duke, CFP® #Jacob Duke #Retirement #Investing #Social Security #Retirement Planning #Podcasting Education #Tax

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Retirement Answers

1
6 Financial Goals to Reach By Age 60 23:35

πριν 6 μέρες23:35

23:35

If you can have these 6 things figured out by the time you are 60, your retirement will be that much more successful and enjoyable. 👉 Book a call with me: https://www.rivertreewealth.com/get-started Submit your question here: https://www.rivertreewealth.com/ask-a-question ✅ If you want the Important Numbers 2025 PDF, send me an email! Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
How To Avoid The RMD Tax Trap 28:05

πριν 13 μέρες28:05

28:05

If you aren't paying attention, a huge tax bomb could arise later in retirement. This tax bomb comes in the form of RMDs... But finding ways to minimize your RMDs will help lower your lifetime tax bill. Most people only look at RMDs at surface level, but these forced distributions impact other items such as Social Security taxation and IRMAA, to name a couple. 👉 Book a call with me: https://www.rivertreewealth.com/get-started Submit your question here: https://www.rivertreewealth.com/ask-a-question ✅ If you want the Important Numbers 2025 PDF, send me an email! Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Every Retirement Plan Has This MAJOR Problem 14:03

πριν 19 μέρες14:03

14:03

As you approach retirement, you likely want to have everything planned out perfectly... When you are going to start taking Social Security? When to do Roth conversions? How to use tax-gain harvesting? What your portfolio allocation should be? And so on The good news is you aren't alone in your desire to have it all figured out before you jump in retirement, but here's the bad news... You're plan will be wrong... I know, probably not what you want to hear, but it's the truth. In today's episode, I discuss this idea of your retirement plan being incorrect and how you should think about your plan instead. 👉 Book a call with me: https://www.rivertreewealth.com/get-started Submit your question here: https://www.rivertreewealth.com/ask-a-question ✅ If you want the Important Numbers 2025 PDF, send me an email! Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
5 Hidden Costs That Catch Retirees Off Guard 17:23

πριν 27 μέρες17:23

17:23

Do you ever wonder what you might be missing as you plan for retirement? There's so much to think about and plan for that certain things can easily slip through the cracks. In this episode, I share 5 hidden costs that catch retirees off-guard based on what my clients have told me. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Submit your question to have it answered on the podcast: https://www.rivertreewealth.com/ask-a-question Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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The Complete Guide to Backdoor Roth IRA Contributions (And Common Mistakes to Avoid) 22:54

πριν 5 weeks22:54

22:54

The Backdoor Roth might be the greatest tax loophole for high income individuals… But 99% of people have no idea how to do it correctly. So, in this episode, I’m going to tell you exactly how to do a backdoor Roth contribution without messing it up. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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6 Common Tax Mistakes Most Retirees Make (And How to Avoid Them) 27:36

πριν 6 weeks27:36

27:36

Taxes could very easily be your largest expense in retirement. So, having a strategic tax plan might prove to be the most important thing you can do. In this episode, I share 6 common tax mistakes retirees make around withdrawals, Roth conversions, capital gains, & Social Security. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Create Up To $126k of TAX-FREE Income in 2025 Using Tax-Gain Harvesting 12:27

πριν 7 weeks12:27

12:27

Wait... You're telling me I can sell $126k of gains in my brokerage account and pay no tax on those gains? Yes! (And the best part is... it's legal) Join me as I share how tax-gain harvesting works so you can learn how to implement this tax savings strategy yourself. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Every Good Retirement Plan Includes These 6 Things 28:11

πριν 8 weeks28:11

28:11

How do you know if your retirement plan is good or not? And what are the different things you need to include in your plan? That's what I discuss in this episode because I share 6 things that every good retirement plan includes. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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If You Want to Retire in 2025, Do These 5 Things First 22:20

πριν 9 weeks22:20

22:20

As you prepare for you upcoming retirement, there a few thing you can do to give you the best chance at the retirement of your dreams. In this episode, I share 5 things (plus a bonus tip) that you should BEFORE you retire to help you make the most of your new adventure and rest at night knowing your money is taken care of. Enjoy! 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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8 Common Mistakes That Could Ruin Your Retirement 25:15

πριν 11 weeks25:15

25:15

There are plenty of mistakes that can be made when planning for retirement, so I want to warn you about 8 common mistakes that I see. We will talk about the importance of knowing your true spending number, understanding the impact of inflation on retirement spending, balancing investment strategies, planning for taxes, timing Social Security, evaluating the need for Roth conversions, preparing for long-term care, and creating a comprehensive estate plan. Other episodes mentioned: https://open.spotify.com/episode/747cbYYpwgEJIG9l302tZO?si=EM7eryjCTXKSREkJkWqBTA 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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The TRUTH About Social Security Taxation: How It Actually Works 23:05

πριν 12 weeks23:05

23:05

👉 Book a call with me 👉 https://www.rivertreewealth.com/get-started __________________________________ ✅ If you want the Important Numbers 2025 PDF, send me an email! Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Social Security taxation is confusing for most... "Am I being taxed on my Social Security benefits?" "WHY am paying tax on my Social Security?" "How is Social Security tax calculate?" These are the common questions retirees have and I answer them in this episode. Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Pension vs Lump Sum - Friday Q&A 5:45

πριν 13 weeks5:45

5:45

In this episode of the Friday Q&A, Jacob discusses a listener's dilemma of choosing between taking a lump sum or opting for a monthly pension in retirement. With a detailed inquiry involving health concerns, survivor benefits, and financial flexibility, the discussion delves into various factors such as fixed income, monthly expenses, Social Security benefits, and personal circumstances like employment status and legacy planning. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
4 Reasons to Retire ASAP 18:15

πριν 14 weeks18:15

18:15

Still trying to figure out when you are going to retire? Do you have a specific age in mind? It can be hard to decide and then actually go through with it because of the unknown and the "what-ifs" of retirement. But the biggest "what-if" in my opinion isn't what could go wrong in retirement... The biggest "what-if" is getting to the end of your life wishing you would have retired sooner so you could enjoy more time with your family or go on your dream vacation while you had the health. In this episode, I share 4 reasons why you should think about retiring TODAY. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Friday Q&A: Why Am I So Anxious About Retirement? 6:07

πριν 14 weeks6:07

6:07

In this Friday Q&A, we tackle a common question from a soon-to-be retiree who is anxious about taking the leap into retirement despite strong financial standing. Discover the psychological challenges and mindset shifts necessary for a smooth transition into retirement. Need help planning for retirement? 👉 Get started today: https://www.rivertreewealth.com/get-started --------------------------- Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. 🔔 Subscribe to the channel and press the bell icon so you never miss a video! DISCLAIMER: This video is not meant to be taken a tax, legal, or investment advice. All content is for educational purposes only. 00:00 Introduction 00:12 Today's Question 00:30 Financial Overview 01:24 Psychological Aspects of Retirement 02:34 Advice for a Smooth Transition 05:25 Encouragement…

Retirement Answers

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5 Strategies To Lower Your Required Minimum Distributions (RMDs) 16:35

πριν 15 weeks16:35

16:35

When you turn 73 or 75, you will be required to begin taking money from your tax-deferred IRAs, 401ks, 403bs, etc. This is through what is called Required Minimum Distributions (RMDs). While RMDs aren't the worst thing ever, they can create some tax issues in the future if you don't plan accordingly. In this epsiode, I share 5 ways you can lower your RMDs to minimize their negative tax impact in the future. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Friday Q&A: Should We Pay Off Our House? 6:03

πριν 15 weeks6:03

6:03

In the first episode of the Friday Q&A series,I address a viewer's question about whether to pay off their house before retirement. The husband is close to retirement and considers using his ESOP to pay off their recently purchased home. I discuss the pros and cons of this decision, including tax implications and the importance of maintaining liquidity.The episode offers valuable insights for anyone contemplating similar financial moves in the context of retirement planning.…

Retirement Answers

1
Should I Pay Off My Mortgage Before Retirement? 25:57

πριν 16 weeks25:57

25:57

One of the biggest factors in your ability to retire is whether or not you have debt. If you have no debt, retirement becomes that much easier. BUT does that mean you should pay off your mortgage before retirement at all costs? That's what I discuss in this episode. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Is NOW A Good Time To Buy Stocks? 18:08

πριν 19 weeks18:08

18:08

"The market is at all-time highs! We are due for a recession! I'm going to wait for the next pullback..." These the statements we all tell ourselves, but we shouldn't follow our own hunches and opinions. This week, I am talking through a framework that you can use to help answer the question, "Is now a good time to buy stocks?" ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Ask This Question BEFORE You Retire 10:44

πριν 20 weeks10:44

10:44

Most people only think about the money side of retirement. Do I have enough? When should I start Social Security? Which account should I pull money from first? These are all important questions, but the personal and emotional side of retirement often gets overlooked because the financial questions are top of mind. I encourage you to ask yourself, "What are you retiring to?" You know what you are retiring from, but having a game plan for what you are going to do in retirement is crucial so you don't end up lonely, sad, and hating what is supposed to be a wonderful period of life. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Here's When You Should Do Roth Conversions 13:14

πριν 23 weeks13:14

13:14

Trying to figure out when you should do Roth conversions? In this episode, I share the optimal times to do Roth conversions so that you get the most out of this important tax minimization strategy. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
How Much Cash Should I Hold in Retirement? 17:18

πριν 25 weeks17:18

17:18

How aggressive or conservative you should invest your money in retirement is a constant question in retirees' minds. How much risk should I take? Should I just use a standard 60/40 portfolio? How much cash should I have on hand? In this episode, I address this common question and provide a framework you can use to determine how much cash you should have in retirement based on YOUR unique situation. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
Stop Avoiding IRMAA! 16:38

πριν 26 weeks16:38

16:38

IRMAA stands for Income Related Monthly Adjustment Amount. In short, it is a surcharge that can be added to your Medicare Part B & D premiums IF you earn to much money. I talk about IRMAA here on the podcast and with my clients because it is something we have to pay attention to so that it doesn't catch us off guard, but I feel like many view IRMAA as something you MUST avoid. In this episode, I share a brief overview of IRMAA and tell you why you shouldn't avoid IRMAA at all costs. In fact, going over the IRMAA income limits intentionally, could lead to thousands of dollars of savings. Shoot me an email if you don't already have a copy of the 2024 Cheat Sheet. ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

1
6 Reasons to Spend Your Roth IRA in Retirement 31:15

πριν 28 weeks31:15

31:15

Having a Roth IRA in retirement can be very powerful. It allows you to make tax-free distributions for retirement income and gives you flexibility around your tax brackets... But I've noticed one thing. I/we as financial planners often suggest taking from your Roth IRA last for income in retirement so it has more time to compound tax-free. While this is often a good idea mathematically, I have been asking myself this question: "Everyone is told to save to a Roth IRA so they have tax-free income in retirement, but when they get to retirement they are told not to spend from their Roth IRA. What's the point of having a Roth IRA if you aren't going to use it??" In today's episode, I talk through this question and share 6 reasons you would spend your Roth IRA earlier in retirement. Enjoy! ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Navigating Market Volatility in Retirement 21:20

πριν 30 weeks21:20

21:20

It's not secret that sudden market declines can cause fear and anxiety in investors' minds. Recently, we've seen some volatility enter the markets and you might be wondering if you should make any changes to your portfolio. In this episode, I provide a framework and steps you can follow to navigate the emotions and uncertainties market volatility throw at us. If you'd like an example of the Retirement Income Buckets, shoot me and email and I will send it right over! ——————————————————————————— Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Watch Out for These 5 Investing Mistakes! 18:46

πριν 32 weeks18:46

18:46

Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started I've seen a common theme in almost every portfolio review I have done lately for prospective clients... I share that investing mistake and 4 others with you in this weeks episode! ——————————————————————————— Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This video is not meant to be taken a tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Tax-Savvy Retirement: Asset Location Explained 26:20

πριν 34 weeks26:20

26:20

Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Tax planning is a huge part of building a successful retirement plan. You often hear about Roth conversions or tax-loss harvesting, but there is a simple way that EVERYONE can reduce there taxes each year... ASSET LOCATION. ——————————————————————————— Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This video is not meant to be taken a tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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5 Ways to Reduce Your RMDs (& SAVE BIG) 22:21

πριν 36 weeks22:21

22:21

Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Required Minimum Distributions (RMD) aren't the worst thing in the world, but they could force you to pay taxes you don't want to pay. In this episode, I share 5 ways to reduce your RMDs and take back control of your tax bill in retirement. ——————————————————————————— Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. 🔔 Subscribe to the channel and press the bell icon so you never miss a video! DISCLAIMER: This video is not meant to be taken a tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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Where Should I Pull Funds From First in Retirement? 16:19

πριν 37 weeks16:19

16:19

Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-started Not sure where to pull income from first in retirement? It can be a overwhelming to figure this out because of the impact your distributions have on other items in retirement such as Social Security taxes, RMDs, Medicare Premiums, and more. This week on the podcast I share some ideas around how to decide where to pull income from first in retirement. ——————————————————————————— Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. 🔔 Subscribe to the channel and press the bell icon so you never miss a video! DISCLAIMER: This video is not meant to be taken a tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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7 Reasons NOT To Do Roth Conversions 22:19

πριν 39 weeks22:19

22:19

Today, I'm sharing 7 reasons you shouldn't do Roth conversions... I hear about far too many people who are trying to do Roth conversions, but they shouldn't be doing any at all. Yes, Roth conversions are a power tax planning strategy for retirees, but it's not the best strategy for everyone. Creating a comprehensive plan that is unique to your situation is key. Don't just do Roth conversions because it's what everyone is talking about! ——————————————————————————— Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. 🔔 Subscribe to the channel and press the bell icon so you never miss a video! DISCLAIMER: This podcast is not meant to be taken as tax, legal, or investment advice. All content is for educational purposes only.…

Retirement Answers

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How Much Money Do You ACTUALLY Need To Retire? 15:49

πριν 40 weeks15:49