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Το περιεχόμενο παρέχεται από το Karl Susman. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον Karl Susman ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.
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The California Insurance Crisis

7:42
 
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Manage episode 383603731 series 3520150
Το περιεχόμενο παρέχεται από το Karl Susman. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον Karl Susman ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.

In today's show Karl Susman discusses proposed insurance reforms in California by insurance commissioner Ricardo Lara. The reforms aim to entice insurers back into high fire risk zones by giving them more flexibility in rate-setting. This has raised concerns among some lawmakers that it could erode consumer protections in Proposition 103 and reduce the commissioner's regulatory authority. The lawmakers worry it could lead to higher rates and less oversight for consumers. Since there has been no changes to regulations, all of this is purely speculative. The reforms are part of Lara's sustainable insurance strategy to bring stability and adaptability to the insurance market in light of challenges like wildfires. Supporters argue the reforms are necessary to address the insurance availability crisis, with many insurers leaving the state. Critics like Consumer Watchdog worry there are loopholes that don't fully protect consumers. Again, nothing has been directly proposed so looking at change with a jaundiced eye at this stage is premature. The debate centers on balancing the need for innovation with preserving consumer protections. Karl argues the current situation is untenable, with limited competition leading to high rates. He says reforms are needed to bring more insurers back and increase competition, even if rates will be higher than before. He encourages listeners to reach out with questions and thoughts.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...

  continue reading

52 επεισόδια

Artwork
iconΜοίρασέ το
 
Manage episode 383603731 series 3520150
Το περιεχόμενο παρέχεται από το Karl Susman. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον Karl Susman ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.

In today's show Karl Susman discusses proposed insurance reforms in California by insurance commissioner Ricardo Lara. The reforms aim to entice insurers back into high fire risk zones by giving them more flexibility in rate-setting. This has raised concerns among some lawmakers that it could erode consumer protections in Proposition 103 and reduce the commissioner's regulatory authority. The lawmakers worry it could lead to higher rates and less oversight for consumers. Since there has been no changes to regulations, all of this is purely speculative. The reforms are part of Lara's sustainable insurance strategy to bring stability and adaptability to the insurance market in light of challenges like wildfires. Supporters argue the reforms are necessary to address the insurance availability crisis, with many insurers leaving the state. Critics like Consumer Watchdog worry there are loopholes that don't fully protect consumers. Again, nothing has been directly proposed so looking at change with a jaundiced eye at this stage is premature. The debate centers on balancing the need for innovation with preserving consumer protections. Karl argues the current situation is untenable, with limited competition leading to high rates. He says reforms are needed to bring more insurers back and increase competition, even if rates will be higher than before. He encourages listeners to reach out with questions and thoughts.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...

  continue reading

52 επεισόδια

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