Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

“Fun With Annuities” The Annuity Man Podcast

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4M ago 11:10

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In this episode, The Annuity Man discussed:

Annuities are DIY products
Focus on the contractual guarantees
Commoditization of annuities

Key Takeaways:

Annuities are do-it-yourself products that don’t need any management fees. If an agent asks for management fees, you must ask them to explain why they included that charge.
You own an annuity for what it will do, not what it might do. The “will do” are the contractual guarantees of the policy. Never buy an annuity for hypothetical, theoretical, backtested, or projected return scenarios.
When annuities are commoditized, you can shop for the highest contractual guarantee, which makes it perfect for DIY individuals.

"All annuity types are for do-it-yourselfers. If you want lifetime income, then you answer two questions, what do you want the money to contractually do when you want those contractual guarantees to start." — Stan The Annuity Man.

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: Stan@TheAnnuityMan.com

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

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