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All Annuities Are…: Shootin' It Straight With Stan
Manage episode 380822454 series 2798004
In this episode, The Annuity Man discussed:
Debunking generalizations about annuities
Most annuity types have no fees
Are all annuities a bad deal?
What all annuities really are
Key Takeaways:
Making sweeping generalizations about annuities is as stupid as saying all restaurants are bad or all shoes are expensive. Anyone who says all annuities are bad should not claim their social security or pension from the government because those two are annuities.
Most annuity types have no expenses. Single premium immediate annuities, deferred income annuities, qualified longevity annuity contracts, multi-year guarantee annuities, and even index annuities when you don't attach income riders don't have any fees.
How can all annuities be a bad deal when you can receive guaranteed income as long as you are breathing? You can even structure the contract so that the annuity company gives the money to your beneficiaries when you die.
All annuities are good, suitable, and appropriate if an agent takes the time to have a full conversation with you to see if the annuity will fit your needs. All annuities are contractual and should be purchased for their contractual guarantees.
"All annuities are not for everyone. All annuities are contractual. All annuities are and should be shopped with all carriers for the highest contractual guarantee for your specific situation that you're trying to solve for." — Stan The Annuity Man.
Connect with The Annuity Man:
Website: http://theannuityman.com/
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
287 επεισόδια
Manage episode 380822454 series 2798004
In this episode, The Annuity Man discussed:
Debunking generalizations about annuities
Most annuity types have no fees
Are all annuities a bad deal?
What all annuities really are
Key Takeaways:
Making sweeping generalizations about annuities is as stupid as saying all restaurants are bad or all shoes are expensive. Anyone who says all annuities are bad should not claim their social security or pension from the government because those two are annuities.
Most annuity types have no expenses. Single premium immediate annuities, deferred income annuities, qualified longevity annuity contracts, multi-year guarantee annuities, and even index annuities when you don't attach income riders don't have any fees.
How can all annuities be a bad deal when you can receive guaranteed income as long as you are breathing? You can even structure the contract so that the annuity company gives the money to your beneficiaries when you die.
All annuities are good, suitable, and appropriate if an agent takes the time to have a full conversation with you to see if the annuity will fit your needs. All annuities are contractual and should be purchased for their contractual guarantees.
"All annuities are not for everyone. All annuities are contractual. All annuities are and should be shopped with all carriers for the highest contractual guarantee for your specific situation that you're trying to solve for." — Stan The Annuity Man.
Connect with The Annuity Man:
Website: http://theannuityman.com/
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
287 επεισόδια
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