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S8 E5: Fintech Recap: The BaaS Multiverse of Madness, the CFPB’s New Earned Wage Access Rule, and a Brief Conversation on Brokered Deposits
Manage episode 432936232 series 3375192
In this week’s episode of Fintech Recap, Alex is joined by Jason Mikula to discuss the latest news and trends in the fintech industry.
What if BaaS Island wasn’t really an island at all, but the gateway to a multiverse filled by other BaaS Islands? That’s right — BaaS Island is fracturing as Jason and Alex venture into the multiverse. What’s going on with Mercury and the extended Synapse/Evolve multiverse? Alex and Jason explain the lengths Mercury went to in order to get around compliance requirements. Are we living in the darkest timeline where Synapse might have been the good guy all along?
Then, the guys discuss the request for information put out by the Fed, the FDIC, and the OCC regarding bank fintech partnerships. How much did the Synapse and Evolve case influence this list of questions? And what can it do to help address consumer confusion around who or what entities are worthy of trust?
Plus, Jason and Alex also chat about the CFPB’s proposed interpretive rule around earned wage access and briefly chat about the FDIC’s rollback of the 2020 rule on brokered deposits.. And what do the guys refuse to let go of this week? Tune in to find out!
00:03:49 The BaaS Multiverse
00:23:28 Request for Information
00:48:15 CFPB and Earned Wage Access
01:06:35 60 Seconds of Nerd Talk on Brokered Deposits
01:14:07 Can’t Let It Go
Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/
And for more exclusive insider content, don’t forget to check out my YouTube page.
Follow Jason:
Newsletter: https://fintechbusinessweekly.substack.com/
LinkedIn: https://www.linkedin.com/in/jasonmikula/
Follow Alex:
YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos
LinkedIn: https://www.linkedin.com/in/alexhjohnson
93 επεισόδια
Manage episode 432936232 series 3375192
In this week’s episode of Fintech Recap, Alex is joined by Jason Mikula to discuss the latest news and trends in the fintech industry.
What if BaaS Island wasn’t really an island at all, but the gateway to a multiverse filled by other BaaS Islands? That’s right — BaaS Island is fracturing as Jason and Alex venture into the multiverse. What’s going on with Mercury and the extended Synapse/Evolve multiverse? Alex and Jason explain the lengths Mercury went to in order to get around compliance requirements. Are we living in the darkest timeline where Synapse might have been the good guy all along?
Then, the guys discuss the request for information put out by the Fed, the FDIC, and the OCC regarding bank fintech partnerships. How much did the Synapse and Evolve case influence this list of questions? And what can it do to help address consumer confusion around who or what entities are worthy of trust?
Plus, Jason and Alex also chat about the CFPB’s proposed interpretive rule around earned wage access and briefly chat about the FDIC’s rollback of the 2020 rule on brokered deposits.. And what do the guys refuse to let go of this week? Tune in to find out!
00:03:49 The BaaS Multiverse
00:23:28 Request for Information
00:48:15 CFPB and Earned Wage Access
01:06:35 60 Seconds of Nerd Talk on Brokered Deposits
01:14:07 Can’t Let It Go
Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/
And for more exclusive insider content, don’t forget to check out my YouTube page.
Follow Jason:
Newsletter: https://fintechbusinessweekly.substack.com/
LinkedIn: https://www.linkedin.com/in/jasonmikula/
Follow Alex:
YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos
LinkedIn: https://www.linkedin.com/in/alexhjohnson
93 επεισόδια
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