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Interchange income at risk
Manage episode 375862934 series 1224426
Pending legislation, the Credit Card Competition Act of 2023, would not only reduce credit unions’ interchange income, it would threaten consumer data security, privacy, and access to credit. The bill could also harm credit unions’ ability to give back to their communities. Sharing their insights are Jason Stverak, CUNA’s deputy chief advocacy officer; Mike Lee, president/CEO at KCT Credit Union in Elgin, Ill.; Richard Gose, CUNA’s chief political officer; and Keith Sias, senior vice president of governmental affairs at the Illinois Credit Union League.
Κεφάλαια
1. Interchange income at risk (00:00:00)
2. Episode introduction (00:00:51)
3. Why is the Credit Card Competition Act back? (00:01:43)
4. What's in the Credit Card Competition Act? (00:05:36)
5. The case for the bill (00:07:08)
6. How would the bill affect consumers and small business? (00:07:56)
7. How bill would affect fraud protection (00:10:19)
8. Thoughts on CUNA Interchange study (00:11:27)
9. How CU leaders can get involved (00:12:56)
10. Why bill is a priority for proponents (00:15:04)
11. What is the next step? (00:15:44)
12. Jason's final thoughts (00:19:25)
13. Keith Sias, Richard Gose, and Mike Lee (00:20:35)
14. The impact of cards on members and communities (00:20:47)
15. Fund raising for school districts (00:26:54)
16. How consumers can suffer if bill is passed (00:32:39)
17. How have legislators responded to bill opposition? (00:34:54)
18. Involving consumers and small businesses (00:41:22)
19. Bill's affect on KCT's card programs (00:43:45)
20. Final thoughts (00:46:54)
354 επεισόδια
Manage episode 375862934 series 1224426
Pending legislation, the Credit Card Competition Act of 2023, would not only reduce credit unions’ interchange income, it would threaten consumer data security, privacy, and access to credit. The bill could also harm credit unions’ ability to give back to their communities. Sharing their insights are Jason Stverak, CUNA’s deputy chief advocacy officer; Mike Lee, president/CEO at KCT Credit Union in Elgin, Ill.; Richard Gose, CUNA’s chief political officer; and Keith Sias, senior vice president of governmental affairs at the Illinois Credit Union League.
Κεφάλαια
1. Interchange income at risk (00:00:00)
2. Episode introduction (00:00:51)
3. Why is the Credit Card Competition Act back? (00:01:43)
4. What's in the Credit Card Competition Act? (00:05:36)
5. The case for the bill (00:07:08)
6. How would the bill affect consumers and small business? (00:07:56)
7. How bill would affect fraud protection (00:10:19)
8. Thoughts on CUNA Interchange study (00:11:27)
9. How CU leaders can get involved (00:12:56)
10. Why bill is a priority for proponents (00:15:04)
11. What is the next step? (00:15:44)
12. Jason's final thoughts (00:19:25)
13. Keith Sias, Richard Gose, and Mike Lee (00:20:35)
14. The impact of cards on members and communities (00:20:47)
15. Fund raising for school districts (00:26:54)
16. How consumers can suffer if bill is passed (00:32:39)
17. How have legislators responded to bill opposition? (00:34:54)
18. Involving consumers and small businesses (00:41:22)
19. Bill's affect on KCT's card programs (00:43:45)
20. Final thoughts (00:46:54)
354 επεισόδια
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