Ep. 1.1: Access To Affordable Consumer Credit Access: A Community Development Podcast From The Federal Reserve podcast

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Access: A Community Development Podcast from the Federal Reserve «
Ep. 1.1: Access to Affordable Consumer Credit

7+ y ago 25:24

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Most of us have needed additional cash at one time or another for unexpected and unbudgeted expenses such as medical bills or car repairs. Payday and auto-title loans are a quick solution to make ends meet in a bind, yet they usually come at a high cost. These loan storefronts are most typically found in lower-income neighborhoods because that's where consumers don't usually have emergency savings; they're living paycheck to paycheck.

This episode highlights how this issue affects individuals and families who find themselves in a crisis and showcases an initiative that provides an alternative to payday and auto-title loans called the Community Loan Center.

The information and views presented in this podcast do not necessarily reflect official positions of the Federal Reserve System and do not constitute an endorsement of any organization or program.

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#Government #Non-Profit #Federal Reserve Bank of Dallas #Federal Reserve