B Medicare Aware podcast

24:42

Episode Notes [01:14] Unexpected Email from Employer [05:49] The Deferred Resignation Program [06:34] Initial Reactions and Concerns [08:01] Evaluating the Offer [08:21] Enhanced Standards of Conduct [08:55] Personal Reflections and Concerns [12:21] Seeking Advice and Making a Decision [13:01] Option One: Do Not Resign [14:56] Option Two: Resign [16:44] Insights from Conversations [21:30] Making The Decision [23:51] Final Thoughts and Gratitude Resources Mentioned Sebastian Junger The Soul of Shame by Curt Thompson Donald Trump Elon Musk Steve Bannon Russell Vought Derek Sivers Sumner Crenshaw Brian Fretwell at Finding Good Chad Littlefield The Thought Leaders Practice by Matt Church Simon Cowell Beauty Pill Producer Ben Ford Questions Asked Is it legitimate, and can it be trusted? How are you feeling? What questions come to your mind? Where does your mind go? Are you seeking safety? Would this have been an adrenaline rush as you raced to send the resignation response? What an "enhanced standard" regarding loyalty and trustworthiness was? What are these new "enhanced standards?" Are they beyond what my Constitutional oath requires? If I don't resign, how bright will the target on my back glow? My leadership has supported all my work, but would termination direction come from higher up the chain of command? What would you recommend if we talked over coffee? What questions would you ask? How would you use listening? How would you use silence? How is this scenario playing out in your mind and body? What is coming to the surface for you? How might that influence what you are about to say to me? What are the chances of my name popping on a list and getting fired? How about the chances of being part of an official Reduction in Force and early retirement? Would the administration make a better offer? What do I know about the pending job market? What did I expect the workplace to be like and did I want to be there as the contractions took place? Will the administration pay me through the end of September or will they renege? Can I sufficiently build the Curated Questions business to transition by 1 October? - Do I have the faith or confidence to step into this future as a sole practitioner and grow Curated Questions into all I envisioned? Was this purpose calling? What would I expect the job market to look like at the end of summer if I hadn't developed the income streams to maintain our lifestyle? What is your recommendation? Did it change from your initial recommendation? Where in your body are you feeling the uncertainty? Are you processing this scenario in parallel with your decision as if you had received the email? What additional questions should I have considered? Who else should I have consulted with? How would you have changed my risk rating? What is the correct length of the pregnant pause before making an important announcement? What processes would you use in my circumstance, and what would be different? What questions are at the top of your list to get to a decision? Who would be the members of your pantheon you would counsel with to gain clarity? Apart from the heady analysis, what other key practices would you include in your journey through a similar situation?…

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Most of us will eventually have Medicare, and you probably have a family member or friend who is currently a Medicare beneficiary. There is a lot to learn about these vital benefits, and I will use my 10 years of experience working with Medicare beneficiaries to teach you how it works.

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#Fitness #Stephen Beck

B Medicare Aware

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B Medicare Aware

1
COVID-19 Update 16:00

πριν 4 years16:00

16:00

We are still in the middle of a Pandemic and COVID-19 cases and deaths are setting records. Since Medicare beneficiaries make up a large percentage of the severe cases and deaths, I am providing an update that includes some of what we have learned. Even though this podcast is Medicare focused, this episode has valuable information for all. Please share it with everyone you care about. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Brand-name versus Generic Drugs 13:07

πριν 4 years13:07

13:07

Choosing to switch your brand name medication to a generic is not an easy decision for some Medicare beneficiaries. For others, they anxiously await the next generic release. Many generics are substantially less expensive than their brand name equivalents. Why is that? Are generics inferior? While shopping for a Medicare Part D prescription drug plan during the Annual Enrollment Period, you may find plans that do not include your brand name drug in their formulary, but generic equivalents are available. This episode will help you understand why and if you should consider changing to a generic. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Before Picking a Prescription Drug Plan 16:46

πριν 4 years16:46

16:46

Like I mentioned in Episodes 4 and 5, few parts of Medicare impact the daily lives of most beneficiaries like Medicare Part D. Medicare beneficiaries take more prescription drugs than any other group of U.S. citizens. In this episode, I explain what you need to know while you shop for a prescription drug plan during the Annual Enrollment Period. You should definitely listen to this episode at least once. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Medicare Cancer Screenings 16:37

πριν 4 years16:37

16:37

Benjamin Franklin said that “an ounce of prevention is worth a pound of cure.” Medicare Cancer screenings save lives. Medicare beneficiaries have these benefits and should be aware of them. In this episode, I list and explain each one. October is National Breast Cancer Awareness Month. If you have not already, make an appointment for your annual wellness visits and ask your physician about the Medicare cancer screenings that you are entitled to. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Coverage Determination Decision 15:21

πριν 4 years15:21

15:21

While you are shopping for a Medicare Part D prescription drug plan or Medicare Advantage Plan, you may find a plan that almost checks all the boxes. One of your prescription drugs may not be in the plan’s formulary or it would be subject to utilization management like a quantity limit. What should you do? In this episode, I discuss the decision to enroll in the plan and requesting a Coverage Determination. During the Annual Enrollment Period (AEP), you will face some challenges. This podcast prepares you for them. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Understanding Medicare Advantage 17:54

πριν 4 years17:54

17:54

Statistics show that more Medicare beneficiaries are enrolling in Medicare Advantage plans. You may be in one now or considering it for the upcoming Annual Enrollment Period (AEP). In this episode, I will list and explain the Things to know about Medicare Advantage Plans according to Medicare.gov. Be prepared for the Annual Enrollment Period more than ever before and listen to this episode and the others leading up to the AEP. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Coordination of Benefits with Medicare 13:42

πριν 4 years13:42

13:42

Some Medicare beneficiaries have other coverage along with Medicare. That coverage may be Medicaid, an employer plan, VA benefits, or something else. How do these plans work together? Which plan pays first? In this episode, I answer these questions. For the Annual Enrollment Period (AEP), you will need to inform your new plan of your other coverage, if you change plans, so they can coordinate your benefits. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Medicare Plan Finder 15:03

πριν 4 years15:03

15:03

The Medicare Plan Finder is the most used tool on Medicare.gov. In 2019, the Centers for Medicare & Medicaid Services (CMS) launched a modernized and redesigned Plan Finder. In this episode, I talk about the improvements and give step-by-step instructions on using it. Whether you have Original Medicare with or without a Medicare Supplement plan, a Part D prescription drug plan, or Medicare Advantage, you will appreciate the new Medicare Plan Finder and this episode. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Important Improvements if on Insulin 15:52

πριν 5 years15:52

15:52

Approximately one in five Medicare beneficiaries are affected by diabetes. If you are a beneficiary on insulin or know someone who is, you will want to listen to this episode. For plan year 2021, there are numerous improvements to Medicare diabetes benefits. I encourage you to be familiar with these changes before the Annual Enrollment Period which starts next month. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
What's New for 2021? 15:10

πριν 5 years15:10

15:10

There are some significant changes to Medicare planned for 2021. What are they? Why make these particular changes? In this episode, I list and explain most of the important ones. Before the upcoming Annual Enrollment Period, you should be informed of any changes that could affect you. If you are a Medicare beneficiary with certain medical conditions, it is imperative for you to get this information. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
What's in the Annual Notice of Change (ANOC) 13:52

πριν 5 years13:52

13:52

The Annual Notice of Change (ANOC) is sent out to those on Medicare Advantage and Stand Alone Part D (PDP) prescription drug plans at the end of September. In this episode, I go over each section of this important document. The information contained in the ANOC will help you to determine if your current plan should be your plan for next year. Certain changes will impact how your plan will work or not work for you. Before the upcoming Annual Enrollment Period, listen to this episode and review your ANOC. Let me know what you think. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Part B the Other Prescription Plan 14:15

πριν 5 years14:15

14:15

Most people think of Medicare Part D when you mention Medicare prescriptions. In this episode, I go over the prescriptions that are not covered by Part D because they are covered by Medicare Part B. Too often, Medicare beneficiaries look for a Part D insurance plan that covers their blood glucose test strips or some other prescription that is covered by Part B. Once you listen to this episode, you will know the drugs that are covered by the Other Prescription Plan. Like Episode 9, I make a recommendation for an improvement to Medicare. Let me know what you think. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Part D Special Enrollment Periods 16:07

πριν 5 years16:07

16:07

Medicare has its share of restrictions. Special Enrollment Periods allow Medicare beneficiaries some flexibility to make the necessary changes when life throws a curve. There isn’t a solution for every circumstance but being aware that these Special Enrollment Periods exist and knowing a little about them can prevent unnecessary stress and anxiety. In this episode, I go over many of the Special Enrollment Periods that are there for our Medicare beneficiaries. I also added something new. Let me know what you think of it. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

1
Medigap or Medicare Advantage Person 16:54

πριν 5 years16:54

16:54

When choosing to supplement Original Medicare, beneficiaries fall into two categories. They are either Medigap or Medicare Advantage people. People make that decision based on different factors. Do they consider monthly premium or being able to keep their doctor? Maybe they consider what they pay or do not pay for doctor office visits. In this episode, I go through those factors and hopefully some that you did not consider before. This is an important decision, and when you decide can be crucial. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message…

B Medicare Aware

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Help with Prescription Costs 13:26

πριν 5 years13:26