Roger Kraft δημόσια
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In this episode I talk about how you can go about getting a mortgage loan after you've filed a bankruptcy. I talk about the different types of mortgages and the waiting periods for getting a loan, depending on what chapter of bankruptcy you've filed. I also give some helpful hints on how to build your credit after filing bankruptcy.…
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In this episode I explore some of the more common issues that come up when a couple divorces and one or both of them need to file a bankruptcy. I'll talk about the timing of those cases along with how they are affected in chapter 7 and chapter 13.Από τον Roger Kraft
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In this episode I'll either bore you or confuse you with the concept of what we call The Means Test, which applies in every consumer bankruptcy case. You can't get away from it, so you may as well learn more about it and embrace this wonderful form that Congress created in 2005. Boo, Hiss! There is no explicit language in this podcast, but the Mean…
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In this episode we talk about how a chapter 7 trustee administers your estate. You'll learn how a trustee views your assets and values those assets and then makes a determination as to whether the trustee will require you to turn over certain assets.Από τον Roger Kraft
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In this episode we talk about what types of debt are typically discharged in a bankruptcy and some of the debts are not dischargeable, or, at least more difficult to discharge. We also talk about the myths of not being able to discharge tax debt and student loans.Από τον Roger Kraft
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In this episode we talk about section 362 of the bankruptcy code, called the Automatic Stay and how that provision keeps creditors from collecting after you've filed for bankruptcy. It also talks about when a creditor can continue to collect and what the punishments are if a creditor violates the Automatic Stay.…
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In this episode we discuss some of the basic reasons people file for bankruptcy as well as the most common chapters of bankruptcy available to consumers. We discuss the differences in chapter 7 and chapter 13 and how each case generally works.Από τον Roger Kraft
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