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Jo Garner is a mortgage officer with extensive knowledge in tailoring mortgages to her customers who are refinancing or purchasing homes all over the country. She offers conventional, FHA, VA, HARP refinances, Rural Housing or other loan programs for refinancing and purchases. Jo can help you look at rent vs buy, when it makes sense to refinance, how to get the best deal on your home purchase financing. Jo’s mortgage team goes the extra mile for her customers, listening to the customer to ma ...
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Are you trying to detect, decipher and deduce the best way to achieve a financial goal? Are you trying to find the source of the leak in your house? Let’s explore some methods Sherlock Holmes used to solve his conundrums. You can know that you know that you know you took the best path.Από τον Jo Garner
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How do you make big decisions? Do you look weigh the short term AND long term affects of your decision? Does your decision answer what you truly want in life? What are the pros and cons? Are you willing to take a chance?Από τον Jo Garner
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Whatever it is that your mind believes you can’t do. YOU CAN DO IT. Just like these marathon runners, when you hear, “Ready, Set, Go,” GO! Put one foot in front of the other and keep moving forward.Από τον Jo Garner
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If our listeners today are working from home or considering moving your office to your home, stay tuned to get some ideas on the latest technology available to help you save money, time and will help you enjoy working remotely or from your home.Από τον Jo Garner
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What is it that you want in life that seems so out of reach? What have you tried to achieve but have failed in the past? Take some encouragement from some of our champion US Olympic athletes. We will be giving you the latest on the MidSouth real estate market. You will hear some stories of people who are navigating this market like champions.…
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Do you want to buy a home, but the home price and the mortgage payment is making it difficult to fit your budget? Here are financial tweaks you can use to make your home purchase and your mortgage more affordable.Από τον Jo Garner
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Do you want to buy a home but you are not sure if now is the right time? Perhaps you are not sure if you can AFFORD the home? Tom King shares the forecast for the real estate market for summer and fall of 2024. I share some creative solutions on how my clients have rearranged their finances and credit to make the home they want AFFORDABLE.…
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If you can only make small sacrifices right now, let’s look at smart strategies you can use to build your net worth and a better life. Let’s look at how others are finding their way in this new normal real estate market.Από τον Jo Garner
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It is springtime when people are out buying houses and getting mortgages. Springtime storms pop up and can cause roof damage. Today we are sharing the right questions to ask when you get a mortgage. Beware of the guy in a truck who knocks on your door asking to get on your roof after a storm.Από τον Jo Garner
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Here’s a question for our listeners—Are you wildly successful in your career, making all kinds of money? Maybe you are busy building your business. Consider starting today investing in something that tends to grow in value and increase passive income to you.Από τον Jo Garner
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Do you know how to prepare for the new Air-Conditioning law going into effect January 2025? Do you know how to negotiate to make sure you get a realtor to represent YOUR interest when you buy a home? We will talk about these “New Normal” changes on Real Estate Mortgage Shoppe today.Από τον Jo Garner
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How to build your own Million dollar referral system that not only supports you and your needs, but those connecting with you. This is especially critical when it comes to acquiring or selling real estate, as trust is the name of the game!Από τον Jo Garner
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Don’t miss out on a great deal because you believed a common myth. On Real Estate Mortgage Shoppe Jo Garner, Mortgage Expert with Mike Aukerman, Home Inspector and Realtor Pat Goldstein will be opening up shining a light to dispel the myths to help open the door to homeownership and refinance opportunities.…
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ou will get some good information about probate and trust. Why do you need a will? How can you avoid the costs of probate with a living trust? Important information to know about how real estate and your mortgage are affected by the probate process.Από τον Jo Garner
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Today on Real Estate Mortgage Shoppe we will be sharing some wisdom from the pros on renovating your home. I will be sharing success stories of people who got a vision of what they wanted and steadily worked until they had it.Από τον Jo Garner
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Today we will go back to some fond memories of how to fly a kite. Tom King, our expert real estate appraiser will be looking at where are home values are leaning. I will be showing you which way the wind is blowing in the mortgage markets.Από τον Jo Garner
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Jo Garner has some good advice to about home repairs and getting your mortgage approved to buy a home or refinance a home. If getting a mortgage on a home is in your plans, call or text Jo Garner, a licensed mortgage loan originator. She can offer solutions on how to get your mortgage approved when there are repairs needed on the home.…
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What is one of the top reasons YOU love owning your home? Hear other listeners share some of the top reasons for homeowners to love owning their homes. Stay tuned to hear about some ways your home can love you back.Από τον Jo Garner
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Today we are going to share some stories of people who thought they missed the boat buying their home, but are feeling really good about their home purchase this year. We will cover some tips on how to find and finance the purchase of your home.Από τον Jo Garner
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Let’s strengthen the THREE habits that will protect you through weather fair or foul . I will share some examples of how I have seen my mortgage customers build wealth and happiness over time. Clint Cooper of Redeemers Group will talk about how fair and foul weather can damage your house foundation and how to solve the problem.…
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When you took down your Christmas decoration, what items did you see need repairing at your home? When you got the post- Christmas credit card statement, was it a reminder that you need to work on your credit? Today we are going to look at an easy way to get started on the home repair and your credit.…
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On Real Estate Mortgage Shoppe today we are going to talk about situations when you will be GLAD you did the repairs on your home and your credit. You can probably think of a number of instances when this was the case for You?Από τον Jo Garner
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Our topic is about being thankful or grateful for good things we can identify in the homebuying process or in life. Gratitude is a positive emotion that you can experience when you acknowledge good things that make you happy or things that benefit you.Από τον Jo Garner
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Are you thinking about investing in real estate to bring some of your life dreams to fruition? Today we are visiting with a real estate trainer who can travel to your city and show you “hands on” how to find the right properties fund them, fix them and make a profit on them. We will look at tradional AND non-traditional mortgages to build your port…
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Today on Real Estate Mortgage Shoppe we are going to talk about where we see mortgage rates and home prices going. We will be looking at some important factors to consider when determining the best time to buy a home. We have a special guest today who is known for being able to read the economy and make strategic moves at the right time.…
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Do you want to buy a home but you have been listening to the mainstream media talking about the housing market like it is the boogie man or monster under the bed? Today we are going to shine the light on the truth about what we see in the housing market.Από τον Jo Garner
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Today on Real Estate Mortgage Shoppe Ed Hill and I give real examples of action steps you need to take to avoid a lot of wasted time, wasted money and heartache when buying a home, repairing a home or getting a mortgage. How to put determine who are right professionals to put on your team.Από τον Jo Garner
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Are you trying to decide which house is the right one to buy? Both the mortgage terms and the home inspection are crucial steps in the home buying decision. A mortgage will tell you if you can afford the home, and a thorough home inspection will tell if you WANT to afford the home. Today on Real Estate Mortgage Shoppe we are going to uncover some i…
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Safety at home with electricity and home mortgages are two important aspects of maintaining a secure and comfortable living environment. Some of the tips you hear on Real Estate Mortgage Shoppe you may already know, but which ones will surprise you today? Stay Tuned…Από τον Jo Garner
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As a mortgage loan originator I get to help mortgage customers compare financing options to buy a home so they can compare for themselves what is better for them, to Rent or Buy. Let’s look at what could happen over the next five years if the forecasts for home values going up and rent rates are correct.…
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In the co-host chair we have Ed Hill of Masters Roofing Memphis and Lynn McDonald of Erin McDonald Insurance Agency. Ed Hill and Lynn McDonald, you spoke on an expert panel at Talk Shoppe earlier this week. You shared some very important tips for what to do and NOT to do when you are in the process of filing an insurance claim…
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