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Το περιεχόμενο παρέχεται από το The Property Nerds. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον The Property Nerds ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.
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Matt Deseno is the founder of multiple award winning marketing businesses ranging from a attraction marketing to AI appointment setting to customer user experience. When he’s not working on the businesses he teaches marketing at Pepperdine University and he also teaches other marketing agency owners how they created a software company to triple the profitability for the agency. Our Sponsors: * Check out Kinsta: https://kinsta.com * Check out Mint Mobile: https://mintmobile.com/tmf * Check out Moorings: https://moorings.com * Check out Trust & Will: https://trustandwill.com/TRAVIS * Check out Warby Parker: https://warbyparker.com/travis Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy…
Unpacking the media-market cycle
Manage episode 425503674 series 2998596
Το περιεχόμενο παρέχεται από το The Property Nerds. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον The Property Nerds ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.
Does the market determine the news or can news impact the market? In this episode of The Property Nerds, Junge Ma, senior research analyst at InvestorKit, is joined by Dr Sunny Nguyen, who most recently served as an economist and analyst at the Reserve Bank of Australia (RBA) and has now joined Moody’s analytics as assistant director for APAC. The duo delve into the world of data, with Sunny explaining methods that she used at the RBA to quantify factors previously thought unquantifiable. She unpacks how economists can measure things such as popular sentiment towards housing by analysing the language used in media reports. Sunny and Junge also talk about how the stories in the news can impact consumers’ decisions, and discuss the way that such data can be used to inform forecasts of likely behavioural shifts among buyers and sellers.
…
continue reading
60 επεισόδια
Manage episode 425503674 series 2998596
Το περιεχόμενο παρέχεται από το The Property Nerds. Όλο το περιεχόμενο podcast, συμπεριλαμβανομένων των επεισοδίων, των γραφικών και των περιγραφών podcast, μεταφορτώνεται και παρέχεται απευθείας από τον The Property Nerds ή τον συνεργάτη της πλατφόρμας podcast. Εάν πιστεύετε ότι κάποιος χρησιμοποιεί το έργο σας που προστατεύεται από πνευματικά δικαιώματα χωρίς την άδειά σας, μπορείτε να ακολουθήσετε τη διαδικασία που περιγράφεται εδώ https://el.player.fm/legal.
Does the market determine the news or can news impact the market? In this episode of The Property Nerds, Junge Ma, senior research analyst at InvestorKit, is joined by Dr Sunny Nguyen, who most recently served as an economist and analyst at the Reserve Bank of Australia (RBA) and has now joined Moody’s analytics as assistant director for APAC. The duo delve into the world of data, with Sunny explaining methods that she used at the RBA to quantify factors previously thought unquantifiable. She unpacks how economists can measure things such as popular sentiment towards housing by analysing the language used in media reports. Sunny and Junge also talk about how the stories in the news can impact consumers’ decisions, and discuss the way that such data can be used to inform forecasts of likely behavioural shifts among buyers and sellers.
…
continue reading
60 επεισόδια
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×As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market. The duo discuss misconceptions about interest rate cuts and borrowing capacity, various borrowing strategies, and the pitfalls of cross-securitisation, in which multiple properties are used as collateral for a single loan. Arjun and Jack then emphasise the importance of timing in property purchases, stressing that savvy investors should act before interest rates drop rather than wait for a cut to make a move. Artwork…
In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the key trends shaping the 2025 Australian property market. Drawing from their latest research report, 7 Trends That Shape Australia’s Property Market for 2025, Arjun and Jack highlight the key factors influencing the property landscape. The first major trend concerns the anticipated decline in interest rates, which the pair said is expected to boost consumer sentiment significantly. The co-hosts then discuss housing affordability and demand before moving towards supply shortages, which continue to drive price growth nationwide. The podcast also touches on broader issues, such as tax policies and population distribution.…
The beginning of the year is the perfect time to reset your investment strategies, refocus, learn from the past, set new goals, and work out a fresh budget. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial share strategies for improving borrowing power and paying down debt sooner. The duo discuss the importance of examining monthly spending on private health insurance, income protection, life insurance, credit card debt and personal loans, which can limit borrowing capacity and potentially curb spending habits. The co-hosts emphasise the need to be financially ready to invest, as the upcoming interest rate cuts will prompt more buyers to enter the market.…
In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss recent research into the most undersupplied housing markets in Australia, and what this might mean for investors. They begin the podcast reflecting on the success of their businesses throughout 2024, following the launch of Fouracre Financial and the ongoing success of Investigate Buyers Agency which has been recognised as Australia’s Buyers Agency of the Year for two consecutive years. They then discuss a research paper that examines Australia’s most undersupplied housing markets, identifying 25 regions with significant supply shortages. The podcast delves into the methodology behind the Supply Shortage Score (SSS), a metric developed to assess housing supply conditions. This score considers various factors, including future supply, established supply, price pressure, rental pressure, housing availability, and people movement. The pair then wrap up looking at some of the challenges facing housing affordability, from transaction costs such as stamp duty and capital gains tax, through to problems facing the building sector, including construction costs and labour shortages.…
While new investors often think they need more properties to maximise their future incomes, Arjun and Jack urge them first to clarify their vision of financial freedom and invest in properties that align with their long-term goals. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the importance of strategy planning rather than simply buying more and more properties when building a portfolio. While he knows that thinking ahead can be daunting, Arjun advocates for a 20-plus-year strategy to ensure investors have a portfolio that will suit their retirement spending. This includes the need to understand one’s retirement needs and planning ahead. The duo then shift towards “trading up” assets, which involves moving from residential to commercial properties to maximise the rental yields and, subsequently, the investors’ income potential.…
While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Australia when it comes to property investing, superannuation contributions, and the impact of SMSFs on retirement planning. The co-hosts also discuss the rising enthusiasm for SMSF – which appears to give more flexibility, autonomy and greater borrowing capacity for investors – its limitations, including why some people are still reluctant to switch their super funds, and the importance of building a trusted financial team. They then unpack the differences between residential and commercial property investments within an SMSF, and how your next property should be aligned with your long-term goals.…
While negative gearing makes the headlines, positive cash flow seems like a dream scenario leaving extra cash in your pockets, but is it really achievable? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre are flipping the script on negative gearing to positive cash flow, giving listeners all the knowledge they need to understand how to reach the “holy grail” of investment. During the podcast, the duo gives the big picture of positive cash flow as well as more details on the allure, the pitfalls, and the real impact on investors’ lending capacity and investment strategy. Through real-world examples and recent data, Arjun and Jack explain how positive cash flow should be viewed as a part of a broader investment strategy rather than the sole objective, and that it is important to remain patient when it comes to building a healthy portfolio.…
With negative gearing and capital gains tax reform once again making headlines, how can investors develop a bespoke investment strategy? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre examine the intricate world of finance strategy, ensuring listeners understand that property investment is not merely about acquiring real estate, but mastering the financial game that underpins it. During the podcast, the pair examine the implication of negative gearing and capital gains tax on the market, and how changes would necessitate adjustments for trusts resulting in complications for existing structures, and how changes will reduce the borrowing capacity of investors. They then unpack the importance of personalised finance strategies, going beyond just interest rates and loan amounts, and why investors need to understand loan structures, bank affiliations and effective use of offset accounts.…
Few property investors are making purchases in cash. For the majority, building a property portfolio relies on playing the game of finance. On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre unpack different approaches to financing property assets. The duo highlight three predominant strategies, weighing the pros and cons of each. Arjun and Jack explain how these strategies work by using real-world examples that can help investors visualise their investment journeys. They emphasise the need for investors to tailor their investment approaches to their own specific needs, and seek advice from trusted professionals.…
Whatever the timing, interest rates will come down. When they do, the market impacts won’t necessarily be evenly spread. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal is joined by Jack Fouracre, partnership manager at Fouracre Financial and the show’s new cohost, to discuss the relationship between interest rates and home prices. The duo unpack why interest rate cuts can have varying market impacts depending on the location and other economic factors at play. Arjun shares the top 10 cities that he believes will benefit most once the Reserve Bank of Australia moves to lower the cash rate, and Jack looks into some recent lending trends that are impacting investors’ choices.…
There are a lot of common perceptions about buying property in Australia, and they don’t all hold true. In this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal wades through the overload of information to help investors understand what data and trends they really need to pay attention to when considering a purchase. Arjun traces the origin of some of the biggest myths in Australian property investing and tries to discover the truth of the matter. He unpacks what’s happening in the economy right now, and how conventional wisdom about the current climate may or may not hold true. Looking at the importance of mentorship, Arjun also discusses lifelong learning, and shares insight into how he approaches upskilling.…
From passive income to infinite rental growth, the property investment space is full of grand promises – but the maths does not always add up. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal has a tough conversation about learning how to distinguish daydream from reality. Stressing the importance of getting your numbers right, he warns investors about common data pitfalls that can lead to unrealistic financial projections. Arjun also drops hints about a change coming to The Property Nerds in the months to come, as his family gets ready for an exciting new chapter.…
It always pays to do extra checks. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal returns after a stint away from hosting duties to focus on his health. Stressing the importance of always getting your check-ups, Paliwal turns his attention from exercising care on a personal level to an investment one, delving into the world of due diligence. The investment expert catalogues some of the common and not-so common elements that should be considered as part of due diligence, and helps property buyers assess what they need to think about before entering into a contract. He also explains how to weigh up the risks of a potential acquisition, and shares why a checklist can be an investor’s best friend.…
With property prices climbing high, many investors worry the nation’s housing market may crumble overnight. Are these fears founded? On this episode of The Property Nerds, host Grace Ormsby sits down with InvestorKit’s Junge Ma to discuss the macroeconomic context that will shape Australia’s investment landscape over the coming financial year. Junge explains why the widespread financial stress individuals are currently facing doesn’t necessarily equate to an unhealthy broader property market, and expounds on why strong housing fundamentals have the power to combat low sentiment. Jumping over to the West Coast, Junge and Grace discuss whether Perth can expect a cooldown in the next 12 months, after a year of extraordinary growth.…
Rental rates are surging across the country, and some regions are tipped to see higher growth than others. In this episode of The Property Nerds, Smart Property Investment’s Grace Ormsby sits down with Junge Ma, senior research analyst at InvestorKit, about the state of Australia’s rental market. Junge explains why extremely low vacancy rates are fuelling strong rental growth in regional towns and capital cities alike. She unpacks how post-COVID-19 migration trends are creating new patterns of demand across the country’s diverse rental market. The pair also chat about the sudden rise of Perth, Brisbane and Adelaide as Australia’s hottest rental markets, with some suburbs seeing rental increases of up to 20 per cent in the past 12 months.…
Does the market determine the news or can news impact the market? In this episode of The Property Nerds, Junge Ma, senior research analyst at InvestorKit, is joined by Dr Sunny Nguyen, who most recently served as an economist and analyst at the Reserve Bank of Australia (RBA) and has now joined Moody’s analytics as assistant director for APAC. The duo delve into the world of data, with Sunny explaining methods that she used at the RBA to quantify factors previously thought unquantifiable. She unpacks how economists can measure things such as popular sentiment towards housing by analysing the language used in media reports. Sunny and Junge also talk about how the stories in the news can impact consumers’ decisions, and discuss the way that such data can be used to inform forecasts of likely behavioural shifts among buyers and sellers.…
While pursuing an aggressive strategy of building wealth, it’s important not to lose sight of the important things in life, and to take time out to enjoy what you’ve built. On this episode of The Property Nerds, host Arjun Paliwal shares some personal news and reflects on the importance of getting your priorities in order. He reminds listeners that health is a crucial part of building and protecting wealth. With this in mind, the investment expert delves into InvestorKit’s strategy for scaling portfolios, which follows the simple cycle of: acquire, optimise, and consolidate. He explains what this looks like from a practical perspective, and also discusses how investors might find the space in this aggressive approach to ensure that they’re able to enjoy the important things without sacrificing financial goals. Arjun gives a snapshot into what the next few episodes will look like, and some of the exciting data that the InvestorKit team will be bringing to listeners.…
Whether you’re in an early adopter market or a second wind market, knowing which stage you’re at is vital for optimising investment success. On this episode of The Property Nerds, host Arjun Paliwal goes solo to discuss the three key phases that all housing markets go through, and the key indicators that set each phase apart from the others. He breaks down the three major stages in a market cycle – early adopter, hotspot and second wind – and explains how knowing the signs can help investors predict when a market is about to boom. Arjun also identifies five clues that investors can follow to discover which market stage they are in, using open-access market data.…
When it comes to affordability as well as choice, one state is leading the way. In this episode of The Property Nerds, the Sunshine State takes centre stage as co-hosts Arjun Paliwal and Leigh Paliwal discuss the latest InvestorKit report, shining a light on Queensland’s investment potential. The duo break down the methodology that helped the firm identify the top five regions in Queensland where property prices are under $500,000, and future prospects that suggest significant growth and investment opportunities. Leigh explains why, in this current financial environment, the $500,000 price point is important, while Arjun shares insight into rental trends impacting the areas in focus. Together, they also discuss big-picture thinking when selecting investment locations, and how metrics like infrastructure spending and job availability can be important factors for investors.…
For maxed-out property investors who are struggling to get a loan, investing in an SMSF can provide you with a second wind. In the latest episode of The Property Nerds, co-hosts Arjun Paliwal and Leigh Paliwal delve into the increasingly popular and ever-complex world of SMSF property investing. Arjun and Leigh discuss the pros and cons of investing via a self-managed super fund, from turnaround times, to minimum account balances and loan-to-value ratio. They explore the importance of building a strong professional relationship with your accountant and financial planner to ensure that every investment decision you make works for your individual needs.…
People are living longer than ever, which is good news, but housing may not be keeping up with the change. In the latest episode of The Property Nerds, host Arjun Paliwal is joined by Simon Kuestenmacher of The Demographics Group to discuss the profound implications of demographic shifts on the property market. Simon explains how the preferences and needs of an older population influence housing demand and investment strategies. The duo delve into the role of migration in buffering the effects of an ageing population, and what opportunities it presents in the housing market. Arjun and Simon also examine the barriers to downsizing for older Australians, and cover some of the policy shifts that could potentially bring more movement into the market by encouraging rightsizing.…
With the Reserve Bank of Australia (RBA) still holding firm to the 4.35 per cent cash rate, getting your finance right is more important than ever. On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Hills Finance’s Leigh Paliwal examine how cash rate fluctuations have changed the financial landscape for property investors across Australia. The pair explore why “undervalued” and “overvalued” markets may not always be what they seem, and how understanding research methodology can give you the upper hand. The duo also delve into the relationship between wages, inflation and house prices when deciding where and when to buy.…
Australia’s top auctioneer shares insider tips for blitzing the big day. In this episode, host and Hills Finance director Leigh Paliwal sits down with Andy Reid, a leading Melbourne auctioneer and straight-talking property pro. Andy reveals why knowing your state legislation can give a savvy buyer the upper hand and put you in a strong position to negotiate. He weighs up the benefits of lowballing bids versus coming in strong, and shares why vying with the auctioneer for the “alpha” position can shoot a buyer in the foot.…
Interest rates may be at a standstill, but that hasn’t stopped 10 Australian cities from reaching new heights. In this episode, InvestorKit founder Arjun Paliwal and his co-host Leigh Paliwal spill the beans on Australia’s hottest markets, both large and small. The duo share why Dubbo is an unlikely hero of NSW property, why finance lending is up over 11 per cent from last year, and what unemployment rates mean for housing. They also share an exciting development in their own property journey, one that is sure to start the next chapter for themselves and their family.…
Change is afoot for The Property Nerds and the Australian market alike. In this episode, host and InvestorKit founder Arjun Paliwal shares the exciting news that the show will be doubling its frequency to fortnightly, bringing listeners more of the data-driven insights that help them power their property decisions. Welcoming Cameron Kusher, executive manager for economic research at REA Group, to the show, the duo discuss how Australia might also be amping up the output this year, as it’s hoped a stabilising interest rate environment will give way to an increase in property listings. Mr Kusher shares his predictions for prices, while the pair discuss some strategies for overcoming the challenges that might persist this year and which investors will have to navigate to keep their property portfolios in strong standing.…
The end of the year may be just around the corner, but The Property Nerds are back in full force, just in time for the holidays! Leigh Paliwal returns to the show after a six-month hiatus, joining fellow property nerd Arjun Paliwal to give a run down on the year that was 2023 from both a finance perspective and a family one, before turning their attention to the opportunities in the year ahead. And while many people are now at the point of putting off their financial considerations until 2024, the duo stress there’s no better time than the present to get your finances in order, especially in an environment where lenders are actively pivoting to maintain their competitive edge.…
The country is facing a severe housing supply crunch, and investors are needed to contribute to fixing the issue. In this episode of The Property Nerds, InvestorKit founder Arjun Paliwal and his co-host Leigh Paliwal delve into the factors shaping the nation’s supply crisis, which investors need to know about to make informed purchasing decisions. Together, the duo reveal 20 regions highlighted in InvestorKit’s latest research paper that are ripe for investment in the midst of tight markets. They also discuss how migration will shape the nation’s future housing needs, and go over the many elements that can contribute to healthy market conditions.…
You may be fixated on the latest developments in your local property market, but a look at the macro data could clear your investment vision. In this episode of The Property Nerds, InvestorKit founder Arjun Paliwal takes listeners on a deep dive into the 25 housing fundamentals that make the nation’s property market move. Arjun shares his insider tips and tricks on how to analyse markets holistically and avoid being swayed by inaccurate property claims. He explains how a razor-sharp understanding of how to interpret data can help investors accurately forecast market movement for maximum investment success. Arjun also discusses why market demand is surging, why rental affordability ratings are in for an overhaul, and what we can expect for the future of the interest rate cycle.…
Analyst John Lindeman joins host Arjun Paliwal to unpack 25 core housing fundamentals across the country in 2023 as they compare to 2022. The Property Power Partners CEO and Arjun then turn their attention to market pressure, highlighting the impact felt by population growth and movement, before explaining why rising unaffordability isn’t the most accurate measure of market performance. They also examine the most common mistakes made by economists who are predicting housing market trends, before John divulges his three favourite pieces of property data for the benefit of listeners.…
Long-term planning is an important step, albeit one many might miss at the outset of their investment journey. Bushy Martin, author, podcaster and founder of KnowHow Property Finance, joins host, Arjun Paliwal, to discuss the planning patience that it takes to build a property portfolio and approach to investing that’s able to withstand the test of time. Bushy, whose sizeable portfolio spans the world, reveals some of the key numbers and metrics that he believes investors should be using to determine what their investment journey will look like during the design phase. Arjun and Bushy also discuss the importance of setting clear lifestyle goals to power your investment journey, both as motivation and so that you can tailor your approach to get what you really want out of life.…
With the country’s interest rate at an 11-year high, what are the new rules for playing the property investment game? Data nerd and founder of InvestorKit, Arjun Paliwal, sits down with Redom Syed, co-director at Confidence Finance, to provide a combined property research and housing finance point of view on how the Reserve Bank of Australia’s rapid rate rise cycle has raised the hurdles faced by property investors. Amid increased mortgage repayments and reduced borrowing capacity, many property investors are skeptical about buying. However, the experts say it’s all about learning the new rules investors must play in this high-interest rate environment, such as adopting a holistic cash flow perspective and prioritising microeconomic factors over macroeconomics, among others. Lastly, they remind investors there are always opportunities across the markets, emphasising that “doing something is better than doing nothing”.…
You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you can’t be proactive about your financial management. In this episode, Arjun Paliwal, founder of InvestorKit, and Leigh Paliwal, director at Hills Finance, talk tactics for facing interest rate pain in light of the June rate hike and potentially more in future. They share some of the options for refinancing that have become increasingly popular as investors look to ensure they don’t end up in mortgage prison. Arjun and Leigh discuss how a second- or third-tier lender can help you out when the big four aren’t right for you. The duo also dig into why South Australian investments have been such high performers over the past year and look at how local supply conditions and microeconomic trends can be important indicators of when an area is about to go off.…
With the RBA delivering another blow to mortgage holders’ borrowing capacity in May, data nerds Arjun Paliwal and Leigh Paliwal offer insights into how mortgage holders can improve their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, take a closer look at how the lending landscape has shifted in the wake of 11 interest rate hikes, including banks scrapping cashback offers, adjustments to fixed rates, and tightening in serviceability requirements. Amid the challenging high-interest rate environment, the duo explore strategies for borrowers to find flexibility in their mortgages. Lastly, they unpack the investment opportunities available to property buyers in Queensland who are working within a budget of $500,000 and below.…
In this episode, data nerd Arjun Paliwal is joined by Nerida Conisbee to make sense of the different housing data indicators and work out what it means for future property trends. Arjun, head of research at InvestorKit, sits down with Ray White’s chief economist to talk about how the market is beginning to show signs of recovery before analysing which areas are poised to lead the rebound. For investors looking to “make a call” in their investment strategy, the duo underlines the importance of not only taking into account housing data but also economic indicators, demographic trends and other market-shaping factors. They also address the different challenges in today’s market, including the ongoing rental crisis, escalating construction costs, and supply shortages before unpacking the short, medium and long-term indicators that investors need to keep track of to make informed and data-driven investing decisions.…
With the ceiling to the Reserve Bank’s interest rate hike cycle still out of plain sight, data nerds Arjun Paliwal and Leigh Paliwal say it’s more important than ever for investors to be proactive in improving their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the rising trend of refinancing among mortgage holders and present different financing strategies that can help investors continue scaling their portfolios despite the increasing pressure on borrowing capacity. They also warned against getting caught up with predictions in the market and instead urged market players to “focus on the chain of events” that can set up the stage for a forecasted scenario so they can accordingly improvise and adapt their strategies. Lastly, they talk about Australia’s ongoing infrastructure boom and explain its potential impact on the property market.…
Data nerds Arjun Paliwal and Leigh Paliwal have cautioned investors against playing real estate roulette when choosing their next location. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the latest lending data and encourage investors to review their financial positions in the face of the Reserve Bank’s rapid rate hike cycle. As refinancing becomes a higher priority for Aussies who are coming off their fixed-rate contracts, the duo also looks at the possible options that are available for home owners and investors to buffer their mortgages. The duo also brings back their analysis of overvalued and undervalued markets before highlighting the significance of identifying locations that have “healthy” growth prospects.…
To get the ball rolling in 2023, data nerds Arjun Paliwal and Leigh Paliwal dissect the biggest trends in finance, policy and real estate to help investors charge ahead into the new year. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, debunk the gloomy narrative around the “mortgage cliff” and “mortgage prison” borrowers are said to face this year before enumerating the strategic ways borrowers can avoid finding themselves on the edge of this financial conundrum. They discuss the latest lending data, analyse why refinancing is becoming the new norm among mortgage holders and explain why it might be time to reevaluate your loan. The pair also touches on the latest inflation data and unpack what it means for the trajectory of the Reserve Bank’s rate hike this year. Finally, they talk about the newly rolled out NSW First Home Buyer Choice scheme and pore over the pros and cons of the policy.…
With Christmas just around the corner, data nerds Arjun Paliwal and Leigh Paliwal sit down to unpack what the latest lending stats tell us about the state of the Australian property market. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, give us the low-down on lending, reflecting on the consecutive cash rate rises and the flow of data that comes with it. Arjun visits the idea of what currently defines an undervalued property, before turning his attention to seven trends that are set to leave their mark on the market in 2023. From financial assistance sugar rushes to consumer sentiment and job market activity good old-fashioned supply and demand, Arjun and Leigh impart their own wisdom to listeners in this must-hear end-of-year episode.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal explain why it’s due time investors review their portfolios — and how they can start by shopping for a new mortgage. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, look into the latest data on finance and lending before providing their expert take on why the Reserve Bank of Australia is at risk of overshooting its rate hike cycle. On the back of seven consecutive rate hikes, the duo also recommended property owners shop around for a new mortgage, with Leigh providing insider insights on how to get the best rates and what types of cost-cutting deals are currently on market. Arjun also explains how a lending and equity position review can help investors who are on a portfolio-scaling journey. Lastly, the mini brain trust unpacks the housing shortage that is happening across the country and talks about the factors that have brought on the supply squeeze.…
On this episode of the Property Nerds, hosts Arjun and Leigh Paliwal sit down to discuss three major topics in the real estate industry. To begin with, they touch on the Reserve Bank of Australia’s latest cash rate increase, what the decision spells for future plans, and how it has impacted borrowers. They then analyse the Australian Bureau of Statistics’ latest lending indicators and why the figures “make sense” when sentiment, borrowing capacity and other market factors are considered. They then reveal their must-buy locations around the country and relay what buyers should look for in prospective purchasing areas. In this episode, you will also hear: How your borrowing capacity can end up working against you Detriments of data weighting Understanding the best, middle, and worst-case scenarios…
In this special episode, self-proclaimed data nerd Arjun Paliwal is joined by another self-labelled data geek, John Foong, to scrutinise what strategy works best in a market downturn. Arjun, head of research at InvestorKit, sits down with the chief revenue officer at Domain to peruse current market conditions and unpack why a “feast-or-famine” view of the real estate market can result in costly investing mistakes. Drawing from his extensive experience as an investor across different countries and his established career across several industries, John explains why optimising holding phases and taking advantage of buying windows no matter the phase of the market cycle ultimately trumps the timing-the-market investment strategy. The duo also give their predictions for the trends that emerged during the pandemic, such as the tree-change and sea-change trends and pore over the data points (both historical and present) to back their belief that the property market’s current downswing will not be as detrimental as pessimists paint it to be.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal unpack the major housing market fundamentals and explain why the sky won’t fall on investors any time soon. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, debunk the doom-and-gloom narrative parroted by the media by dissecting the different economic, financial, and social fundamentals that are keeping the market in a generally sound state. While they acknowledged that several markets had become weaker compared to last year, Arjun and Leigh provide their data-backed take on why they believe a market rebound is on the horizon in the near term and also share their predictions for market trends in the coming months. To find out more about the markets where the boom is not over yet, check out the 10 regions positioned for further growth.…
As the Australian property market undergoes a significant period of change, self-professed data nerds Arjun Paliwal and Leigh Paliwal sit down to discuss and analyse the three core values of the industry: finance, policy and property. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, talk about the recent increases to the cash rate and discuss the recent forecasts on where this rate will sit come the end of the year. The pair encourage proactivity within Australian households when it comes to their finances, discussing the benefits of refinancing amongst a host of other financial adjustments that can be made. They also dive into the “horrible” changes to Queensland’s land tax before touching on the NSW decision to reform stamp duty offerings to first home buyers. In this episode, you will also hear: - Data analysis of the major market trends - Predictions on future market behaviour - Three big investment tips for the next six months…
As headlines herald the start of the great Australian property market correction, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal call on investors to hold their horses and examine the real deal behind the recent interest rate hikes. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, explain why the RBA’s latest round of monetary policy tightening should be viewed as a “return to normal” and not the doom-and-gloom scenario as it’s popularly painted to be. With a persisting rental crisis becoming a more prominent issue across the capital market, the nerds also discuss the factors driving the housing supply crisis, lay out long-term and concrete solutions to address the problem, and call on the government and regulators to explore systematic changes that will create a sustainable property market both for investors and owner-occupiers. For a deeper look into the regions where the duo forecasts rental prices will surge, read here: 10 Aussie regions where rents are set to skyrocket.…
In this episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal don’t pull any punches as they hit the high data spots of today’s market to give us their best analytical take on the latest trends. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, examine the biggest market trends taking hold of the headlines before taking a deep dive into the data that underpins them. With the property market going through a period of change in the wake of the recent rate hike and other major local and international events, the nerds remind investors to cite historical data and connect the dots between correlating data points before making any assumptions about future trends. They also answer the most-asked questions about the upcoming elections, such as which political party will be more “favourable” for property investors.…
In this very special episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal welcome fellow nerd Simon Kuestenmacher to pick his brain about how the different demographic trends are reshaping the market. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, sit down with the director and co-founder of The Demographics Group to peruse how the aspirations, lifestyles and current life stages of the different age groups are affecting trends in different housing markets. With Millennials now being the largest adult cohort in Australia, Simon explains how this generation is now dictating market fundamentals and how other generations are coping with these shifts in market dynamics. The nerds also talk about how the pandemic has changed buyer behaviour, discuss why the rebound in international migration will give central business districts their pre-pandemic shine, and dig deeper into how cultural and social influences of migrants are inevitably woven into the country’s housing market tapestry. They also touch on the latest lending data and what it spells for the investors.…
On the second episode of The Property Nerds for 2022, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal deep dive into housing and rental supply data to uncover the truth behind headlines that state the housing market is slowing down. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, analyse current and historical data from the Australian Bureau of Statistics (ABS) and other research firms to debunk some of the claims. They stress the importance of being mindful when looking at locations in Australia where price growth is strong, affordability is stretching, and the economy is robust. The nerds highlight the secret to analysing market indicators: look beyond the month-on-month and year-on-year peaks and dig into data pre-COVID to glimpse the bigger picture and give proper context to investment decisions.…
On the first episode of The Property Nerds for 2022, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal look at the top five places that investors should consider if they want to buy in NSW for under $650,000. They dig into the methodology they used to identify these locations and pull the curtain back on what makes these cities and towns primed for growth. The duo also look at the December 2021 lending indicators and the substantial difference we’re seeing over the same period in the previous year. Investors are definitely back in action, setting a record with $10.3 billion worth of new borrower-accepted loan commitments. The pair foresee that rising in the first months of 2022, reporting that investor activity has been strong in the market at large as well as in their business, InvestorKit, at the start of the year.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal take a look at what the latest lending figures reveal about investor activity. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, discuss recent figures from the Australian Bureau of Statistics (ABS) that indicate investor borrowing is gaining steam. They also look at the recent uptick in loans being facilitated by mortgage brokers and discuss why going direct to a bank is proving less popular now than in years past. The duo take a microscope to housing affordability, looking at it from a loan serviceability standpoint, by explaining their new analysis of whether Australia’s 33 most populous regions are overvalued or undervalued.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal take a deeper look into the latest set of financial data that are creating a buzz in the property market. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, give their in-depth analysis of what’s happening in the financial front of real estate and what that could mean for investors. Strap in as the nerds crunch the numbers on financing, interest rates, and property price growth. The nerds discuss how the latest move from APRA has affected trends in the mortgage industry while also examining which capital city markets are overvalued or undervalued.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal share their expert opinions on how APRA’s latest intervention will affect property markets. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, give their straightforward and data-driven insights on how APRA’s recent move to cool home loan risks will impact the current real estate market dynamics. To put things in perspective, they also look into how previous similar interventions from the financial regulator affected property markets. They also underscore the importance of assessing property markets beyond a single indicator and encourage people to have an “open approach” to investing. They also discuss the latest financial data and what property market trends could emerge before the end of 2021.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal deep-dive into property data and unpack what the biggest trends in Australia’s housing markets mean for investors. Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, discuss popular property and finance “myths” and whether they actually affect one’s journey into real estate investment or not. Can population growth translate to capital growth? Is that really the max cap of your borrowing capacity or can you get more? Should you always go for the “best rate”? The nerds also talk through the difference between buying new and old properties, the value of understanding (and being critical of) historical trends, and the importance of smart financial strategies and a good team of professionals in today’s ever-changing landscape.…
A new co-host, new format, but the same self-proclaimed data nerd Arjun Paliwal is now joined by his wife, Leigh, as the pair continue to ’nerd out’, taking a deep dive into all things property investors need to know. Arjun, head of research at InvestorKit, and Leigh, director at Hills Finance, take a look at the near $9 trillion property market, dissecting the latest headlines and answering your most pressing questions. The nerds also take a look at how lending indicators can help investors make more informed decisions and whether or not the Olympics will be the make or break for Brisbane.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerd Arjun Paliwal deep-dive into property data and unpack what the biggest trends in Australia’s housing markets mean for investors. Arjun, head of research at InvestorKit highlights what investors can learn about the direction of the market by taking a closer look at inventory levels, rather than just focusing on median house price growth. The nerd talk through some of the biggest questions raised by recent movements in the rural and rental real estate markets? What short-term opportunities do they present, and what are the long-term impacts for rural Australia?…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerd Arjun Paliwal deep-dive into property data, showing how it all combines to create a picture of a market. Arjun, head of research at InvestorKit, inform listeners of how low inventory levels are a driver of price and a handy hint to know whether or not it’s a seller’s market. The nerd show the importance of trends, with even properties in a traditional buyer’s market not necessarily showing strong signs of growth.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerd Arjun Paliwal discusses how investors can find the ‘true demand’ for an area by studying the rental market. Arjun, head of research at InvestorKit, discusses the fluidity of the rental markets, the city exodus into regional markets and how investors can use the data to see emerging trends. He scans the country, pointing to the SA3 regions that have been most impacted by the COVID-19 pandemic.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Kent Lardner help bring property data to life by taking a thorough look at the facts and figures and what they mean for you. Arjun, head of research at InvestorKit, and Kent, director of Suburbtrends, discuss the tools investors need to spot heating markets, as well as how to buy properties in these regions without cashing out a fortune. The duo scan the country for early adopter SA3 regions and their favourites.…
On the latest episode of The Property Nerds podcast, self-proclaimed data nerd Arjun Paliwal take a deep-dive into the latest media headlines, using data to give listeners a more complete picture of what is actually happening in the property market. Arjun, head of research at InvestorKit, discusses the tightening inventory levels in the national capital, tipping that the ACT may actually have the potential to pip Sydney for prices in just 18 months. He explains the importance of looking beyond “median house prices” and why using robust data is key to fully grasp how a region will likely perform.…
On the second episode of The Property Nerds podcast, property guru and self-proclaimed data nerd Arjun Paliwal deep-dive into the latest headlines before unveiling the six must-know indicators when researching your next investment property. Arjun, head of research at InvestorKit, discusses the predicted 30 per cent lift in property prices and where this forecast may materialise. He touches on the regional appeal and Darwin’s sudden rise to fame. The property expert also discloses six tricks that could help you research your next investment property, helping you separate the plums from the lemons.…
In this inaugural episode of the Property Nerds podcast, property guru and self-proclaimed data nerd Arjun Paliwal reveals this new and exciting venture to shape property investing in 2021. InvestorKit’s head of research Arjun talks about his own investment journey and how his shared love for data was born. He uncovers industry secrets, breaking down the science to pinpoint real estate gold. Ahead, listeners can expect Arjun to double down on data, fact-check some of the mainstream media headlines regarding property investing, and share the mic with some of their fellow property nerds.…
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