The Retirement Power Hour podcast

#Trading #Business #Joe Allaria #Retirement #Investing #Tax #Wealth Management

7:38

Last summer, something monumental happened. One of Uncuffed's founding producers, Greg Eskridge, came home after more than 30 years in prison. In this episode we’ll bring you back to that emotional day last summer when he walked out of the San Quentin gates, free at last. Our work in prisons is supported by the California Arts Council, the California Department of Corrections and Rehabilitation, independent foundations, and donations from listeners like you. Learn more, sign up for Uncuffed news, and support the program at www.weareuncuffed.org Follow us @WeAreUncuffed on Instagram and Facebook Transcripts are available within a week of the episode coming out at www.kalw.org/podcast/uncuffed…

The Retirement Power Hour

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Helping listeners within 5 years of retirement invest wiser and retire better, as we discuss key financial topics like investing, retirement planning, behavioral finance, taxes, Social Security, Medicare, and more.

37 επεισόδια

The Retirement Power Hour

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37 επεισόδια

#Trading #Business #Joe Allaria #Retirement #Investing #Tax #Wealth Management

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1
What Are Tariffs, and Will They Affect Me? 18:35

πριν 10 μέρες18:35

18:35

Are tariffs about to hit your wallet and your investment portfolio? In this episode of Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly what tariffs are, how they work, and most importantly—what they mean for your retirement savings and day-to-day expenses. From the latest moves by the U.S., China, Canada, and Mexico to expert opinions from PIMCO, Goldman Sachs, JP Morgan, and more, we’re giving you a balanced look at what’s happening and what it could mean for your financial future. If you enjoyed this episode, make sure to check out our podcast 2025 Stock Market Predictions https://youtu.be/S39zw8sMUqI Resources Mentioned in this Episode: - Trump suspends tariffs on small packages from China - Trump agrees to pause tariffs on Canada and Mexico but not on China -China's tit-for-tat tariffs on US take effect -What the U.S. Tariffs Mean for Investors -How Will Tariffs Affect Your Investments? - How investors looking for good returns can navigate Trump tariffs - Tariffs rattle stock markets, but what’s the long-term impact? - Tariffs on the rise: Implications for your portfolio - Trump tariffs will cost U.S. households $830 a year, study says - Trump's tariffs on Canada, Mexico, and China would cost the typical US household over $1,200 a year - What are tariffs and why is Trump using them? If you enjoyed this episode, make sure to check out our podcast 2025 Stock Market Predictions Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss, and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria & Jay Waters are Investment Adviser Representatives of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
2025 Stock Market Predictions 26:44

πριν 5 weeks26:44

26:44

In this new episode of the Retirement Power Hour, Joe Allaria, CFP®, & Jay Waters break down how financial "experts" consistently make incorrect market predictions. They highlight key misses from 2024, including false recession calls, incorrect volatility forecasts, and failed AI bubble predictions. The takeaway? Ignore the noise, focus on a strategy built around your personal financial plan, and invest wisely for the long term. If you enjoyed this episode, make sure to check out our podcast 2025 Contribution Limits Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss, and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria & Jay Waters are Investment Adviser Representatives of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
2025 Contribution Limits 11:20

πριν 11 weeks11:20

11:20

Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE IRAs, and more—including the new provisions introduced by Secure Act 2.0. Key Topics Discussed: IRA and Roth IRA contribution limits and phase-outs New 401(k) and SIMPLE IRA catch-up provisions Changes to tax brackets, standard deductions, and Social Security wage base HSA contribution updates for 2025 If you enjoyed this episode, make sure to check out our podcast Whole Life Vs. Term Life Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
Whole Life vs. Term Life 17:16

πριν 15 weeks17:16

17:16

In this episode, Joe Allaria, CFP®, and Jay Waters dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial goals. Key Terms Discussed: -Term Life Insurance -Whole Life Insurance -The Cash Value Debate -Guaranteed Dividends -Buy Term, Invest the Rest Whether you’re new to life insurance or reassessing your coverage, this episode will help you understand the key differences between these two policies and give you the tools to make an informed decision. If you enjoyed this episode, make sure to check out our podcast How Much Life Insurance Do I Need? Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
How Much Life Insurance Do I Need? 17:16

πριν 23 weeks17:16

17:16

Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future expenses for children, and replacing income for a spouse, along with strategies for wealth transfer and estate tax planning. Joe also explains the difference between term and permanent life insurance, helping you decide what best suits your needs. If you enjoyed this episode, make sure to check out our podcast Can I Retire with $1M at age 60? Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
30 Years of Financial Advice: Scott Carson's Tips and Lessons 34:40

πριν 28 weeks34:40

34:40

Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, shares valuable insights from his extensive career in financial planning. If you enjoyed this episode, make sure to check out our latest podcast Can I Retire with $1M at age 60? Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
Can I Retire with $1M at Age 60? 19:28

πριν 31 weeks19:28

19:28

Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFP®, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more. If you enjoyed this episode, make sure to check out our latest podcast on How to Retire Early Using Phases Submit Your Questions To submit a listener question, visit our website , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
How to Retire Early Using Phases 19:05

πριν 35 weeks19:05

19:05

Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFP®, and Mark Allaria, CFP®, sit down and discuss ways you can retire early using phases. Many people envision retirement as abruptly shifting from a 40-hour workweek to working zero hours. However, incorporating a semi-retirement phase can allow you to experience retirement earlier and can offer additional benefits. If you enjoyed this episode, make sure to check out our latest podcast on How to Reduce Taxes with Charitable Giving. Submit Your Questions To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question. Leave a Review Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
Reduce Taxes with Charitable Giving 16:50

πριν 43 weeks16:50

16:50

Are you tired of donating cash to charities and missing out on potential tax savings? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, provides four different ways, including Gifting Appreciated Shares, Qualified Charitable Distributions (QCDs), Bunching Donations Into One Year, and Mega-Bunching with Donor Advised Funds, that you can use to reduce your taxes while still giving to the charities that you care about. Resources Mentioned on the Show: • Charitable Donations Using Stock Not Cash • Can I Lower My Taxes with a Donor Advised Fund • Lowering Taxes with QCDs If you enjoyed this episode, make sure to check out our latest podcast on The Stock Market During an Election Year . Submit Your Questions To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question. Leave a Review Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
The Stock Market During an Election Year with Guest Jake DeKinder 22:47

πριν 47 weeks22:47

22:47

The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the sidelines until later this year? In Episode #28 of the Retirement Power Hour, Joe Allaria, CFP®, talks with Jake DeKinder, Head of Client Communications and Vice President at Dimensional Fund Advisors, about what the stock market has done in the past during election years and if the 2024 election year is different. About Our Guest As Head of Client Communications, Jake helps develop the messaging and communication strategy for Dimensional’s Global Client Group. In this role, he interacts closely with clients to understand their needs and challenges and best align the resources of Dimensional to produce content and materials that will support clients in their business. Prior to joining Dimensional, Jake owned and operated a restaurant franchise in the Atlanta, Georgia, area. A CFA® charterholder, Jake earned his MBA and MPA from the McCombs School of Business at the University of Texas at Austin and his BBA from the Goizueta Business School at Emory University. Resources Mentioned on the Show How Much Impact Does the President Have on Stocks? If you enjoyed this episode of the Retirment Power Hour, check out our Podcast on Cybersecurity: How to Stay Secure Online Listener Question I am trying to get information on spousal benefits and just watched your episode 12, excellent presentation. My husband is 73 and began taking SS benefits at full retirement age. I am now 66 and eligible for my own full retirement benefit, but a financial advisor recommended filing for the spousal benefit until switching to my own (higher) benefit at age 70. Do we both need to be born before 1953 for me to have this option? If you can answer, that would be so helpful since it is very difficult to get an appointment with SSA Submit Your Questions To submit a listener question, visit our website, The Retirement Power Hour Website and enter the details of your question. Leave a Review Visit The Retirement Power Hour Website to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/…

1
Cybersecurity: How to Stay Secure Online 20:29

πριν 50 weeks20:29

20:29

In Episode #27 of the Retirement Power Hour, Joe Allaria, CFP®, talks about various ways you can protect yourself online from cybersecurity attacks, phishing attempts, and other forms of attempted fraud. Resources Mentioned on the Show: As Nationwide Fraud Looses Top $10 Billion in 2023 Identity Theft: 15 Ways to Protect Against Cyber Attacks If you enjoyed this episode, make sure to check out our latest podcast on Social Security: Will I Get It? Submit Your Questions To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com , and enter the details of your question. Leave a Review Visit The Retirement Power Hour to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ Invest Wiser & Retire Better!…

1
Social Security: Will I Get It? 17:52

πριν 1 year17:52

17:52

In 10 years will you be able to rely on Social Security to be there for you? In episode 26 of the Retirement Power Hour, Joe Allaria, CFP ®, talks about if Social Security is going to pay out benefits in the future and a six-part plan on how to fix Social Security. To learn more on this topic, take a look at our article on Social Security: Will I Get It? If you enjoyed this episode, make sure to check out our latest podcast on 2024 Stock Market Predictions Resources Mentioned on the Show: The Reformer: An Interactive Tool to Fix Social Security Submit Your Questions To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/…

1
2024 Stock Market Predictions 27:43

πριν 1 year27:43

27:43

Can we trust these large financial institutions that claim to know what the market is going to do? In this episode of the Retirement Power Hour, Joe Allaria, CFP ®, sits down with fellow financial advisor, Jay Waters, to talk about what happened in 2023, what the “experts” say is going to happen in 2024, and why to think twice before listening to what these large financial institutions predict. If you enjoyed this episode, make sure to check out our latest podcast on How to Pay 0% in Capital Gains Tax. Resources Mentioned on the Show: Europe Stocks End 2023 Up 12.64%, cnbc.com Current US Inflation Rates, usinflationcalculator.com Up and down days in the US market, insight.factset.com Unloved Healthcare Stocks, reuters.com Apple Inc. (AAPL) performance review, finance.yahoo.com 3 Market Predictions for 2024, blackrock.com 2024 U.S. Stock Market Outlook, morganstanley.com 2024 Stock Market Forecast, forbes.com 10 Stock Market Predictions for 2024, fool.com Harry Dent: Biggest Crash of our Lifetime, foxbusiness.com Listener Question What do you think the market will do in 2024? Submit Your Questions To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com/ , and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify. Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/…

1
How to Pay 0% in Capital Gain Tax 18:40

πριν 1 year18:40

18:40

Is it even possible to pay 0% in Capital Gains Tax? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, explains 4 strategies to NOT pay any capital gains tax, including gain harvesting, donating appreciated shares of securities, tax-loss harvesting, and not selling at all (but instead leaving your shares to your heirs). If you enjoyed this episode, make sure to check out our last podcast on How to Not Fail at Retirement with Author Mike Drak . Resources Mentioned on the Show: Smart Charitable Giving : How to Receive the Full Tax Benefits of Your Giving [VIDEO] Charitable Donations Using Stock, Not Cash [BLOG] Listener Question I am 65 years old. I am a self-employed contractor and am earning (as an employee) 36K per year. I do not want to retire, but I want to collect social security benefits and keep working. My estimated yearly SS benefit is 26K. I can earn 21K as an employee. I plan to keep working, then at full retirement age collect 36K in wages from the business. Does this plan make any sense? Submit Your Questions To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com and enter the details of your question. Leave a Review Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify. Disclaimer : All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/ .…

1
How to Not Fail at Retirement with Author Mike Drak 27:52

πριν 1 year27:52