The Money Puzzle, With James Kirby podcast

#Trading #Business #MBA #Business News #Entrepreneur #News #audio@news.com.au #Australian #Money Cafe

46:39

“If we march into that village and we start trying to persecute people for using poison, something that's very illegal, nobody's going to talk to us. We're not going to find out where the poison came from. We're not going to be able to shut anything down. We should take the approach that people are using poison because they're desperate, because they see no other alternative.” – Andrew Stein Andrew Stein is a wildlife ecologist who spent the past 25 years studying human carnivore conflict from African wild dogs and lions in Kenya and Botswana to leopards and hyenas in Namibia. His work has long focused on finding ways for people and predators to coexist. He is the founder of CLAWS , an organization based in Botswana that's working at the intersection of cutting-edge wildlife research and community driven conservation. Since its start in 2014 and official launch as an NGO in 2020, CLAWS has been pioneering science-based, tech-forward strategies to reduce conflict between people and carnivores. By collaborating closely with local communities, especially traditional cattle herders, CLAWS supports both species conservation and rural livelihoods—making coexistence not just possible, but sustainable.…

The Money Puzzle, with James Kirby

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The Money Puzzle covers all the important property, business, money and finance news.

With two episodes published every week, The Australian’s Wealth Editor James Kirby, along with business, property and finance experts share insights and information that you will use on your wealth building journey.

Submit your questions on all things property, business and finance here - themoneypuzzle@theaustralian.com.au

511 επεισόδια

The Money Puzzle, with James Kirby

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The Money Puzzle covers all the important property, business, money and finance news.

Submit your questions on all things property, business and finance here - themoneypuzzle@theaustralian.com.au

511 επεισόδια

#Trading #Business #MBA #Business News #Entrepreneur #News #audio@news.com.au #Australian #Money Cafe

Όλα τα επεισόδια

The Money Puzzle, with James Kirby

1
How to build a cash buffer...fast 32:21

πριν 1 day32:21

32:21

The markets are wild and cash rates are dropping quickly at the major banks: Investors of every type need cash. Here's a guide for the investor who wants to be ready for the next opportunity. Liam Shorte of the Sonas Group joins Associate Editor- Wealth James Kirby in this episode. ------- In today's episode, we cover: Finding the best cash rates Optimising offset accounts Reviewing Dividend Reinvestment Plans Sorting your super inheritance (and that does not mean your Will) See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Why cash is king (with Chris Cuffe) 44:15

πριν 6 μέρες44:15

44:15

The bargain hunters are in the market but many big funds and family offices are concentrating more on building cash: That’s because investment markets are more than 'uncertain' just now - in reality they are unfathomable. Today's guest spot goes to one of the best-known investors (and philanthropists) in Australia, Chris Cuffe. --------- In today's episode, we cover: * Asset allocation in an age of extreme uncertainty * What investors at the big end of town are doing now * Philanthropy for the active investor * Tax optimisation in charitable giving See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Why property prices are ready to push higher 31:00

πριν 8 μέρες31:00

31:00

Falling interest rates, a wild share market and an election campaign where both parties are falling over each other to throw money at first-home buyers...it's the perfect conditions for a lift in residential prices throughout 2025. Stuart Wemyss of the Prosolution Private Clients group joins Associate Editor- Wealth, James Kirby in this episode. …. In today's show, we cover Green light for price growth in the residential market An investor's guide to the election promises made to home buyers Why apartments may do better than stand-alone homes Keeping up with the ATO clampdown on property investors See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Tariffs or no tariffs: Don't give up on Wall Street 35:07

πριν 13 μέρες35:07

35:07

Yes, the current market crisis has been 'caused' by the US: You could say the same for the dot.com crash and the GFC. But is that an argument for stepping away from the country which represents more than 60 per cent of the global share market - and hosts the world's most important bond market? Dr Sam Wylie of the Windlestone Education group joins Associate Editor - Wealth, James Kirby in this episode. ----- In today's show, we cover: Buying the dip Why retreating to the ASX will cost you in the long run How gold paid off in the market rout The winning ways of unhedged funds See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Behind the sharemarket fall... your next move 33:24

πριν 15 μέρες33:24

33:24

The share markets have dropped hard following a severe bout of selling by institutional investors, but share-broker data suggests that everyday investors are bargain hunting. What's really going on? Gemma Dale, head of investor behaviour at NABtrade joins Associate Editor - Wealth, James Kirby in this episode. ------ In today's show, we cover: * What bargain hunters are buying * Gold drops from the favoured list * In a Covid-style replay, ETFs underpins the action * Getting rid of unwanted shares See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Time to consider an SMSF? 31:57

πριν 20 μέρες31:57

31:57

Trump's upending of world trade happens to coincide with challenging times for Big Super: The major funds face weak share markets while battling a range of administrative failures that have put Australian Super and CBUS in the headlines for all the wrong reasons.It might be time to take control. Hugh Robertson of Centaur Financial Services joins Associate Editor - Wealth, James Kirby in this episode. ----- In today's show, we cover: Tariff turmoil triggers a second look at Self Managed Super Funds The Banks are offering 7 per cent yields again The minimum you need for an SMSF Learning about education bonds See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Happy Liberation Day - Trump's turning point 24:09

πριν 22 μέρες24:09

24:09

Donald Trump's unleashing of his tariff program through the Liberation Day plan has the share market reeling - and the US market is reeling the most with the weakest numbers so far this year. As Trump's old colleague, Steve Bannon, calls for Liberation Day to be made a public holiday in the US, it's time to take a serious look at Trump and your investments. Cameron Stewart, Chief International Correspondent of The Australian joins Associate Editor Wealth, James Kirby in this episode. ---- In today's show episode, we cover: Liberation Day - A milestone or a millstone? How long will Musk last at the top table with Trump? The role of crypto in Trump's plans* In defence of Defined Benefit Super schemes See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Sharing home ownership with the government: What could possibly go wrong? 30:45

πριν 27 μέρες30:45

30:45

The 2025 Budget managed to squeeze in a few pre-election surprises. A teeny tax cut, a decision to 'do nothing' on pension access (with unchanged deeming rates) and a genuine move to upgrade the government's signature Shared Home Ownership program. The so-called Help To Buy scheme will be very popular, but what are the risks? In this episode, Will Hamilton of Hamilton Wealth Partners joins Associate Editor - Wealth, James Kirby. ----- In today's show, we cover * The biggest thing for First Home Buyers in years- Help To Buy * Why bracket creep undermines all tax cuts * Is the $3m super tax dead or alive? * Should long-term investors be influenced by today's dividend yields? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Property versus shares: we have a winner 36:40

πριν 29 μέρες36:40

36:40

The tug of war between property and shares never ends: But for many investors, one area is more attractive. My guest in this episode has spent a lifetime investing - along with commenting on investment markets - and has come to a clear conclusion.You may not agree, but you should definitely hear him out. Anthony Keane, personal finance writer for News Corporation joins James Kirby in this episode. ------- In today's show, we cover Trouble-free' share market investing versus 'bricks and mortar' Why property investing should be kept outside of super Holding costs - the swing factor for the everyday investor Should Adelaide really be more expensive than Melbourne? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
The Rich 250 list special : The inside track 35:32

πριν 5 weeks35:32

35:32

It now takes more than $600m to even feature on the Australian’s Rich 250: But what does it take to build a fortune of that size in 2025? Today we get an inside view on the people behind Australia’s greatest fortunes. John Stensholt, Rich 250 editor joins James Kirby Associate Editor - Wealth in this week’s episode In this episode, we cover Rich 250 - The Chemist Warehouse family arrives Rich 250 - Offshore gambling empires: A new way to make money Billionaires might be impressive, but are they happy? Should you listen to ‘wealth coaches’? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
The money puzzle wants to HEAR you 32:36

πριν 5 weeks32:36

32:36

One of the most popular features of the Money Puzzle podcast has been listener questions which we read on air: Now we want to hear you asking your questions! We're asking listeners to send in a voice memo from their phone and share it on the show to themoneypuzzle@theaustralian.com.au . Also in today's show, we cover the problem with quirky properties. Buyer's advocate Cate Bakos warns lovers of converted churches and renovated show factories that standing out from the crowd is not always profitable. Bakos explains what makes a property valuable : It appeals to the widest possible audience. ----------------- In today's show, we cover: Irregular properties - quirky can be costly Closed tenders - Good or bad? Tricky tax arrangements around 'granny flats' Why lending rates will keep falling See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Sharemarket sell off : What to do? 40:26

πριν 6 weeks40:26

40:26

It had to happen: Tariffs, recession indicators and an overpriced Wall Street: The sharemarket has taken a tumble. As luck would have it, the Money Puzzle has a top value investor on the show this week and he names three top stocks that can survive just about anything! Roger Montgomery of Montgomery Investment Management joins James Kirby in this episode. ----- In today's show, we cover... The sharemarket sell off - why did it happen? Ai and Tech face a new reality Three stocks with a value 'moat' The conditions we need for a positive year on the ASX See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
The March 25 budget, standby for surprises 32:16

πριν 6 weeks32:16

32:16

Finally, after much flipping and flopping the government has decided to go ahead with a pre-election budget on March 25: What will it mean for your investment plans? James Gerrard of financialadviser.com.au joins James Kirby in this episode. ----- In today's show, we cover: What's the Coalition deal on tapping super to buy a home? How the ALP plans to offer a 20% discount on student debt Could financial advice be made fully tax deductible? The reality of taking out a reverse mortgage Why advisers are sceptical about annuities See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Rocky share market signals it's time to take out the trash 38:04

πριν 7 weeks38:04

38:04

The US sharemarket has lost all of the gains it racked up since the Trump election and the spectre of a tariff war is casting gloom across global trade. What to do? First of all, give up on those stocks you were hoping would 'turn' and then do a full 'clean out' of your share portfolio. Rudi Filapek-Vandyck of FNArena joins James Kirby in this episode ---- In today's show, we cover: Why is confidence seeping out of the US sharemarket Can the ASX hold up if the dividend yield is fading? The reason why CBA is the best bank stock Goodman asks for more retail money - should you come to the party? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Top-end property rebounds best after rate cut 27:08

πριν 7 weeks27:08

27:08

The upper end of the market - defined by properties which rank in the 25 per cent of most expensive sales - is the layer that is moving up after the rate cut. And that means the post-rate cut bounce is concentrated in the two largest cities of Sydney and Melbourne. In fact, Melbourne might finally be turning a corner. Property analyst Eliza Owen of Corelogic joins James Kirby in this episode. ----- In today's show, we cover... What investors must know about property trends after the rate cut Melbourne manages a one-month rebound..is there more to come? The window for first-time home buyers may be closing Queensland towns notch up remarkable price activity - take a look at Townsville! See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Key person risk: Musk, White & co…are they worth it? 37:47

πριν 8 weeks37:47

37:47

The superstar CEO is a complex package: You might love what they can do with the share price, but you might equally feel unsure about their behaviour day-to-day. What to do? Author and family office adviser, Jacqui Clarke, joins wealth editor James Kirby in this episode. ------ On today’s show, we cover: Passive investing …it’s not what it used to be Wealthy investors are getting cautious about the sharemarket How top investors deal with key person risk Big super funds under pressure on private investments See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Why Queensland units are the future 31:13

πριν 8 weeks31:13

31:13

For many property investors stand-alone homes will always win: Similarly, there is an investor bias towards the metropolitan centres of Sydney and Melbourne. But Hotspotting expert, Terry Ryder, sees the market differently: He offers a fresh view on the prospects for investors in the year ahead and may challenge some cherished assumptions. Terry Ryder, director of the Hotspotting group, joins wealth editor James Kirby in this episode. In today's show, we cover: The powerful forces pushing Queensland higher How units are outperforming stand-alone homes nationwide Signs of a slowdown in the Perth Market Defending 'property pre-nups.' See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Rate cut tipping point for investors 33:03

πριν 9 weeks33:03

33:03

Every investor needs to digest the changed direction of rates after the first cut in four years from the RBA: The headlines are all about mortgage cost reductions but for many investors the big question is - What to do now that risk-free investing is a fading feature of the market? James Gerrard of financialadviser.com.au joins wealth editor James Kirby in this episode. -------- In today's show, we cover The alternatives to cash deposits Perfect timing for A-REITs and private credit? The true cost of franked dividends Is super biased against younger Australians? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Property investing and SMSFs - The facts 32:50

πριν 9 weeks32:50

32:50

For some investors a Self Managed Super Fund is their only entry point to the property market: But does it make sense? Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode. In today's show, we cover The pros and cons of holding property in a SMSF The compromise: Co-investing with your own fund Property 'pre-nups' - the Bank of Mum and Dad loan agreements Splitting loans to optimise property returns See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Dangers of the Trump trade 35:04

πριν 10 weeks35:04

35:04

Australian investors have never put so much money into the US market: That's largely because Wall Street stocks have been twice as profitable as ASX investments for years.The question now is how long can it last? In short, it can continue...but the composition of those share returns may change. Doug Turek of Minchin Moore Private Wealth joins wealth editor James Kirby in this episode. ------ In today's show, we cover How to play the next phase of the Trump trade Defending investment in private markets Gold - the forever buffer ? How to replace your bank hybrids See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
How to get the best deal on rates 35:23

πριν 10 weeks35:23

35:23

Rates are set to drop throughout 2025: But who knows if the RBA will get to cut much?And if they do, who knows if the banks will put the cuts through? They certainly dragged their tail during the last cycle. The key for investors is knowing how to get the best deal on rates in any part of the cycle. Sally Tindall of the Canstar group joins wealth editor James Kirby in this episode. ------- In today's show, we cover: Finding the best saving and lending rates in the market The best way to cut your mortgage cost- call the bank! Assessing CGT on property subdivisions What's Division 293 tax..and when do I have to pay it? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
What might the 2025 Federal Budget bring? 28:04

πριν 11 weeks28:04

28:04

Standby for a 'giveaway' pre-election Federal Budget on March 25. If history is any guide there is little for investors to worry about this time around: In fact, the main challenge might be keeping up with the areas of the economy which receive the most largesse from Treasurer Jim Chalmers. Financial adviser Will Hamilton joins wealth editor James Kirby in this episode. In today's show, we cover: An early call on the forthcoming Federal Budget Private credit - Don't say you weren't warned The rebound in property trusts La Dolce Vita and the Australian pension system! See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Real estate cybercrime - What you need to know (with Kitty Parker) 29:28

πριν 11 weeks29:28

29:28

Real estate transactions typically involve people who are not used to sending large amounts of money through the banking system; It's the perfect setting for internet fraud. Real estate agents and conveyance lawyers are now struggling to get their daily work done as cybercrime accelerates...what to do? Buyer's advocate Kitty Parker joins wealth editor James Kirby in this episode. In today's show, we cover: Protecting your money from real estate cybercrime New anti-fraud technology for helping property investors Do you need a property manager? The real estate costs that you never saw coming See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Bank of Mum and Dad: we've got the numbers (with Richard Schellbach) 29:24

πριν 12 weeks29:24

29:24

It's a defining feature of our economy: One in two Australians is involved in the Bank of Mum and Dad, and until now nobody had any hard numbers on the very big business of handing money to adult kids. Global investment bank UBS has finally got a measure on the 'elephant in the room' and it's time we talked to them. Richard Schellbach, equities strategist at UBS joins wealth editor James Kirby in this episode. In today's show, we cover: How the Bank of Mum and Dad really works The Deepseek sell-off and what it means for tech stocks Trump's tariffs: Should we worry? Aus stock sectors set to outperform in the US See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Why it's so hard to get property advice (with James Gerrard) 30:02

πριν 12 weeks30:02

30:02

They call it an 'information gap': Property professionals know property but can't be expected to offer independent advice. Meanwhile, independent financial advisors rarely know much about property. What's the best way forward for the everyday investor? Financial adviser James Gerrard joins wealth editor James Kirby in this episode. ------------ In today's show, we cover How to find financial advice on property Why most advisers are not much help The most common mistakes of property investors Using super for residential property -- See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
What financial risks to avoid in the year ahead (with Liam Shorte) 36:10

πριν 13 weeks36:10

36:10

Interest rates are set to fall in 2025 - and we may have to say goodbye to the days of 5 per cent returns for zero risk. Of course, there is no lack of opportunists standing in the wings with ideas for your money: The problem is that most of these 'opportunities' will come with a lot more risk than a bank deposit. What to do? Liam Shorte of the Sonas Wealth group joins wealth editor James Kirby in this episode. --------- In today's show, we cover Preparing for lower fixed-interest returns The risk of alternatives...especially private credit funds Taking profits on Commonwealth Bank stock How much time should you spend on your investments See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Fires, floods and property values (with Nerida Conisbee) 30:28

πριν 13 weeks30:28

30:28

After the Los Angeles fires, it would be reasonable to assume that property values take a serious hit in the wake of a natural disaster. But this is not the evidence in the Australian market, a study from UNSW shows properties hit by fire and flood fully recover their values in line with the broader market. Nerida Conisbee, chief economist at Ray White group joins wealth editor James KIrby in this episode. ------------ In today's show, we cover What the property investor needs to know about natural disasters? Top-down or bottom-up? The best approach to buying a property Using social media in selling your property Is the 40-year mortgage a bad thing ? See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Your complete 2025 investment outlook 34:32

πριν 14 weeks34:32

34:32

Over the summer holidays we put together a series of shows on the outlook for the year ahead: In those three episodes we looked at share markets and property markets and today we put it all together offering a comprehensive view of the prospects for your investment portfolio this year. Financial adviser James Gerrard joins wealth editor James Kirby in this episode. -------------- In today's episode we cover: *The final numbers for investors in calendar 2024 *Getting to know the consensus forecasts for key assets in 2025 *Gold, cash, bitcoin ...what's next *The best approach to the new year See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Your property investment in 2025 36:03

πριν 15 weeks36:03

36:03

The experts tell us house prices should move higher by between one and four per cent in 2025. But that average forecast conceals a wide range of variables: Sydney and Melbourne may drop, Perth could keep going gangbusters for months. Haven't you heard?...all property is local. The key issue is to get started and stick to the right path in the year ahead. In this special series show, we cover: Capital city forecasts for the year ahead Why internal migration patterns matter The long-term promise of Melbourne The factors that could knock our predictions off target. Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.…

The Money Puzzle, with James Kirby

1
Your Shares in 2025 - Part 2 : Top Picks 34:51

πριν 15 weeks34:51