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Sending Money

Hugo Cuevas-Mohr

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The SENDING MONEY podcast series presents the history of the cross-border payments industry since the shift from informal methods of migrants sending money home to the use by money transfer providers of EFTs -Electronic Funds Transfers. The podcast series is taken from the book duology available in Amazon,
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As a Pastor & Christian leader, I have two main responsibilities. To help send Christians out as missionaries to the culture around them and to shepherd the flock that God has entrusted to me. This podcast is an attempt to do both as a missiologist of the culture Christians are sent to and as a shepherd who desires to help teach the church how to think and live out a biblical worldview.
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Sending You Love

Sarah Malm

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A podcast and community that brings you love, wisdom and tools for living, reminding you that you are NOT ALONE. Why? Through my own experience with depression, anxiety, chronic illness, and pain I have persevered, but often felt alone. I have been fortunate to be able to seek out resources and communities that have been support for me. So, I have decided to make it my mission to share this support with others in whatever way I can. I started doing this through my art, at sarahmalmdesigns.co ...
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Wrapping up the 3 Body Problem/Solutions series, we present a potential solution to said 3 Body Problem! Part 4. Solution to the 3BP A. Thought Experiment: Circles on paper interacting with Sphere B. Dark Matter & Gravity - spatial curvature: Flat (paper) positive (orange) negative curvature (saddle) C. Thought Experiment: rolling the Paper into a …
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Welcome to Crosstalks, Conversations that Drive Innovation. In this episode, we continue our exploration of compliance development in in the Money Transfer & Remittances industry with renowned payments expert Hugo Cuevas-Moore. The episode delves into the early AML measures enacted in Colombia and Latin America during the early 90s, highlighting th…
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Expounding on the last 3 Body Solutions episode, we talk about Einstein's gravity and the concepts of geodesic paths, gravity wells, and gravity hills. Part 3. Einstein's Gravity A. General Relativity B. Thought Experiment: Gravity well - Bowling ball on Trampoline - Starlight behind our Sun C. Geodesic path D. Thought Experiment: Great Circle, glo…
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NOTE: this episode was pulled from the Callin platform we started with. Apologies for the drop in audio quality. Thoughts on the articles below about evolution and free will New Evolutionary Law: https://as.cornell.edu/news/natu[...]identified We don’t have free will: https://www.latimes.com/science/s[...]mined-book What’s Expected of Us” - Ted Chi…
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Welcome to episode 13 of Sending Money, EFTs and the Development of Compliance, Part 1 where I will discuss how compliance was developed in the Money Transfer Industry, how it changed client relationships, and how compliance in the payments industry as a whole came about. Risk management, a term used only after 9-11, implied facing the fact that mo…
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Continuing the adventure towards 3 Body Solutions, this time we talk about gravity - specifically around some concepts Isaac Newton introduced as well as relevant theories, terms, and thought experiments. Part 2. Newton's Gravity A. Barycenter (heavy center) B. Thought Experiment: Train Tracks C. Force of Gravity Formula & Gravitational Constant D.…
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NOTE: this episode was pulled from the Callin platform we started with. Apologies for the drop in audio quality. A reflection on Jon and Tucker’s experience in the band Try Redemption and other musings of life and evolution. https://tryredemption.com/ Adrian and Sadaam: https://tryredemption.com/pics/Adri[...]Sadaam.jpg Dave Otero: https://www.face…
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NOTE: this episode was pulled from the Callin platform we started with. Apologies for the drop in audio quality. Follow up on previous 2 episodes The 5 Rules Dunbar’s Number: https://royalsocietypublishing.org/doi/10.10[...]he%20group Haiku: It is always hard To live within absolutes It never works out Contact us: sendingpoets@gmail.com…
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Putting last week behind us, this was genuinely one of my favourite conversations I’ve had for the show. Like many, I was first aware of Isobel as member of Scottish indie band Belle and Sebastian. I found her such a compelling figure. She looked like she had stepped out of a French new wave movie. She was a cello player in an indie rock band. And …
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Chris Difford is having a very busy year. There’s a new Squeeze album in the works, they are supporting Heart on their forthcoming arena tour, and there’s also the matter of an enormous UK tour in hour of Squeeze’s 50th anniversary. Chris also hosts the podcast “I Never Thought It Would Happen” which is currently on Season 4. Seems like a good time…
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Wow, please take heed of the disclaimer at the beginning of the episode - make some time to sit with this one. Close your eyes and get in to the thought experiments, you won't regret it! Brief outline of the topics discussed this time around: Part 1. Dimensions A. Flatland Point of View B. Thought Experiment: String & Bell C. Wave Theory -mechanics…
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SPOILER ALERT!!! We talk about many storylines and plot points in the first season Netflix's adaptation of the 3 Body Problem series. Our aim for this episode is to discuss the "problems" brought up in this show so that we can address possible "solutions" in the following episode. What is the actual 3 Body Problem? Simulation Theory Fermi Paradox T…
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Roll up! Roll up! This episode I’m joined from across the Atlantic by singer-songwriter Jade Bird, who has just released a new EP, “Burn The Hard Drive”, which chronicles the breakdown of her relationship and engagement to a former bandmate. It’s the first significant release from Jade since 2021’s very excellent “Different Kinds Of Light” album. W…
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Taking inspiration from the Holberg Debate, we tackled the traditional approach to a three person debate (Defender of the Faith, Heretic, Social Democrat) on four specific factors of consciousness and subconsciousness. Consciousness: Subjective point of view Deductive Reasoning Forward directionality of thought Semantic memory Subconsciousness: Obj…
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Wrapping up the conversation of the 2023 Holberg Debate "Does Consciousness Extend Beyond Brains?" Topics: - Replication crisis - Extramission/Scopaesthesia - Panpsychism - Near Death Experiences Quotes: "Science is the belief in the ignorance of experts." - Richard P. Feynman References: Holberg Debate: https://holbergprize.org/en/en/holberg-prize…
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In this engaging episode of Crosstalks: Conversations that Drive Innovation, we take a comprehensive journey through the evolution of remittances, tracking the transformation from fax-based transfers to today's digital era with payment expert, Hugo Cuevas-Mohr. Unravel fascinating stories from his 2023 book, "Sending Money, Forex, Remittances, Migr…
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In this enlightening episode of Crosstalks: Conversations that Drive Innovation, we host Hugo Cuevas-Mohr, a seasoned payments expert and author of the 2023 book, Sending Money, Forex, Remittances, Migration, and the Fintech Revolution. Episode 11 navigates the transformative journey of family remittances with the advent of Electronic Fund Transfer…
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NOTE: this episode was pulled from the Callin platform we started with. Apologies for the drop in audio quality. Cave within a cave Oxygen deprivation in caves: https://www.sciencealert.com/ancient-c[...]n-to-paint Consciousness/Subconsciousness flow: https://drive.google.com/file/d/1C[...]p=drivesdk Poems: I’m sure I have much to say and sure that…
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Further discussion of the 2023 Holberg Debate "Does Consciousness Extend Beyond Brains?" This time we explore some of Tanya Luhrmann's points - inner homunculus and tulpamancy. References: Holberg Debate: https://holbergprize.org/en/en/holberg-prize/holberg-debate Watch 2023 Holberg Debate: https://www.youtube.com/watch?v=ofSUaZOW9h8&t=168s Don't f…
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Phillip Ingram is one of the founding members of Motown band Switch who formed in late 1976, and after a chance encounter, were championed by Jermaine Jackson. Motown chief Berry Gordy heard the band’s tape and signed them to his subsidiary Gordy label. Switch were a a consistent presence on the R’n’B charts in the last 1970s. Switch sort of implod…
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We keep digging in to the fascinating topics brought up in the 2023 Holberg Debate "Does Consciousness Extend Beyond Brains?" References: Holberg Debate: https://holbergprize.org/en/en/holberg-prize/holberg-debate Watch 2023 Holberg Debate: https://www.youtube.com/watch?v=ofSUaZOW9h8&t=168s Poetry: - "The history of the world is none other than the…
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It seems like a good time to take a deep dive into Best Picture nominee, and more importantly, my favourite film of 2023, “Past Lives”. This episode I’m joined by the film’s Assistant Director Ben Kahn to discuss his personal impact on the film, creating the remarkable chemistry between the cast, evoking an older digital landscape, and the profound…
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We finally wrap up our Contact conversation and then transition to Consciousness, fueled by the 2023 Holberg Debate "Does Consciousness Extend Beyond Brains?" References: Holberg Debate: https://holbergprize.org/en/en/holberg-prize/holberg-debate Watch 2023 Holberg Debate: https://www.youtube.com/watch?v=ofSUaZOW9h8&t=168s Epic Spaceman video on th…
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Part 5 of our conversation about Contact and Carl Sagan, we dive in to the destination of the machine trip and the return. References: THE DREAM OF THE NUMINOUS, Mark Kelly https://www.blackgate.com/2021/08/30/the-dream-of-the-numinous-carl-sagans-icontacti/ Contact us: sendingpoets@gmail.comΑπό τον sendingpoets
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This Friday, March 1st Bruce Hornsby releases a new album in collaboration with chamber ensemble yMusic. The record is entitled “Deep Sea Vents”. It straddles the line between contemporary songwriting and modern classical, and the album has an aquatic theme with all the songs dealing with the ocean, or at least water in some way. The album is emble…
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NOTE: this episode was pulled from the Callin platform we started with. Apologies for the drop in audio quality. Starting at the beginning, how flavor profiles like sugar, fat, and salt played a role in our evolution References: Article about Lucy walking like humans: https://www.newser.com/story/336[...]ke-us.html Article about spherical shaped st…
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The initial development of Electronic Money Transfers (EFTs) in the late 80s with the use of Telex, got a major boost with the introduction of the Fax and the downfall of Money Orders, as we saw in Episode 9. In the US there was a rapid rise of ethnic remittance companies obtaining money transmitter's licenses in states such as California, New York…
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After the informal sending of money with couriers in the 70s and 80s, remittances began to be sent with money orders, USPS Money Orders or other MOs in the market, sent by migrants using courier companies. These companies grew and prospered, mainly serving Central & South America. There the MOs had to be cashed by Exchangers and Casas de Cambio who…
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"Hugskot við Ellu" eitur ein nýggj sending, sum Biit ger.Ì sendingini ummælir miðlagrafikarin Ella útvald føroysk búmerki. Hon kemur millum annað við ymiskum boðum uppá, hvussu búmerkini kundi riggað betri.Í fyrsta parti viðger Ella búmerkini hjá ávíkavist Betri-samtakinum, Føroya Keypssamtøku, Trin 27, Býarbókasavninum og Kringvarpi Føroya.…
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Welcome. My guest this episode is artist and photographer Lynn Goldsmith. Her career as a photographer has brought her into the orbit of rock n roll legends like Bob Dylan, The Rolling Stones, Michael Jackson, and notably Bruce Springsteen with whom she had a romantic relationship in the 70s as he was still working his way up, with his blistering l…
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"Emma var móðirin, sum veitti troyst - lyfti og lætti, tá svárast stóð til. Hennara vitan var ikki einans knýtt at einum embætisprógvi sum lækni, men hon hevði eisini eitt stórt innlit í menniskjasálina." Soleiðis skrivaði Frits Johannesen í føðingardagsgrein, tá Emma Winther 4. februar í ár (1998) fylti 80 ár. Emma Winther var fyrsta kvinna, sum v…
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This year the students in Sending Messages tried to make a holiday podcast, but didn't really get too far. Instead, enjoy poetry and letters about loss, lockup, and love from AktivE, Tina, Static, Scar, and C-Dot, as well as conversations featuring Virtuosity, AktivE, Static, Phoenix, C-Dot, G-Man, and Ruthless. This episode was mixed and hosted by…
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Íslendingar hava í mong ár fingið ein stóran part av orkuni, teir brúka, úr undirgrundini. Tann heita keldan Geysir hevur gjørt Ísland kent um allan heim, hon hevur verið eitt tekin um ta nógvu orkuna, sum íslendska undirgrundin goymir. í sendingini verður sagt frá, hvussu íslendingar nýta tað heita vatnið til upphiting og ravmagnsframleiðslu.…
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I’m listening! Hopefully you are too, as this week is incredibly fun. I’m joined by “Frasier” writer and consulting producer Bob Daily. Bob was on the writing staff for several seasons of the original run of “Frasier” and he’s back on board for the new revival series out now on Paramount+. If you’re at all interested in how TV shows like this get m…
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The third part of the Brief History of Foreign Exchange takes us to the present date, following the rise of Foreign Exchange Companies (FECs) in serving business companies and individuals with new online services and their participation in the amazing development of the Travel & Tourism industry (T&T) in this century.…
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