Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday. Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
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Bangkitlah Remaja meraih kajayaan yang gemilang dengan kemuliaan Islam.
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Welcome to the Ahmed Ragab podcast, where amazing things happen.
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Asa Mengimplementasikan Segala Renungan.
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At Ragarv, we are driven by a passion to help businesses forge powerful brand identities and create extraordinary digital experiences. Through our unique blend of creativity, expertise, and unwavering dedication, we are redefining the future of marketing.
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Universitas Padjadjaran
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Membahas tentang Indonesia dalam berbagai aspek dan rasa, semua di kelola oleh tim ragam Indonesia, kritik dan saran bisa melalui instagram @ragamindonesiaa Terima kasih
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Namaskaram, nenu mee RagaLeena. Telugu Ammai Podcast solely dedicated to audio-stories on issues that matters. Produced by RagaPod, Telugu's Largest Podcasting Network. New Episode on every Sunday, stay tune and its worth listening.
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I'm a dad of two toddler boys and a family-teacher of six teenage girls. This is an audio journal of the daily adventures of my life.
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Carnatic Musician. Teacher. Writer
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Techtopia with Chitra Ragavan is a podcast examining the power, peril and promise of technology. Chitra explores the latest technological wonders, interviews the creative entrepreneurs behind them, delves into the dark side of these omnipresent innovations and examines technology’s profound impact on people and society.
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Dell'ultri non ci paga
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Una retrospettiva su uno dei casi più terrificanti del Novecento italiano: il mostro di Firenze!
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يتحدث الدكتور صبري الدمرداش عن نشأة الكون والانفجار العظيم وهو فى ضيافة الأستاذ على المشد فى برنامج أفلا يتدبرون
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Laga Raga merupakan podcast berita olahraga terkini oleh Wavesuara. Berita pertandingan, score dan lainnya dari berbagai aspek olahraga baik nasional, maupung internasional. Disajikan oleh salah satu tokoh influencer musik, Mr.Panda. Kenali wavesuara : www.wavesuara.com
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A Pastor and a CrossFit owner walk into a coffee shop. Pastor Tim Morey and CrossFit 310 owner Kris Germain share a love for CrossFit, training, leadership, and all things gospel. They have been getting together for years over a cup of coffee, to wade deep into the conversational waters of the Bible and barbell, grace and conditioning, the heartbreaking love of the Father and our identities as his adopted children. Listen in as they discuss the mysterious push and pull of Faith and Fitness, ...
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Podcast creato per la necessità di un ragazzino di esprimere la propria opinione. Nuovi episodi ogni mercoledì e ogni sabato a mezzanotte. Racconta l'attualità, i vari fatti e gli scandali (o quelli che il presentatore considera tali) in ogni puntata. Buon ascolto! https://linktr.ee/GiaP8
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"Li ho visti i ragazzi del 99-. Andavano in prima linea cantando. Li ho visti tornare in esigua schiera. Cantavan ancora". La prima guerra mondiale ha avuto la sua meglio gioventù, immortalata dal generale Diaz con queste parole. Erano i ragazzi nati nel 1899, l'ultima leva ad essere chiamata alle armi, 265mila italiani inviati a resistere sul Piave. Un'intera generazione di adolescenti, spesso non ancora diciottenni, che contribuì in modo decisivo alla vittoria. Oggi siamo di fronte a quell ...
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Storie ribelli - micro storie di ragazzi e ragazze a mafiòpoli con Peppino Impastato.
Paolo Chirco
Per la serie "Una foto una storia", "documenti sonori" e "micro-biografie" presento il podcast "Storie Ribelli", micro storie di ragazzi e ragazze a Mafiòpoli con Peppino Impastato. Questa sarà la piazza virtuale dove immaginare, seduti in circolo, quegli amici e compagni di Peppino che raccontano, attraverso il pretesto di un documento fotografico, il proprio vissuto nelle attività culturali e politiche svolte anche con Peppino Impastato.
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Carla è la storia di un quaderno ritrovato che contiene una vita, quella di una ragazza nata nel 1923 che un giorno si è seduta alla scrivania e ha raccolto le sue memorie in un racconto lucido, intenso e commovente, ma anche pieno di umorismo. La sua storia va di pari passo con la storia dell'Italia del dopoguerra ed è la testimonianza di una vita e di un'emancipazione che passa attraverso cambiamenti epocali. Scritto e raccontato da: Sara Poma; a cura di: Ilaria Orrù; la voce di Carla è di ...
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433 the side hustling GP + transitioning as an international medical graduate in WA
1:19:42
1:19:42
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1:19:42
In today’s episode Dev interviews Michael Poplawski, touching on: 👉🏾 who is Dr. Mike? 👉🏿 what does he do? 👉🏻 what are his side hustles? 👉 how was it transitioning into the healthcare system of Australia? 👉🏼 what are the current issues with general practitioners? 👉🏽 his youtube channel: gp on the move 👉🏾 philosophy on investing and savings 👉🏿 insura…
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432 using AI in the medical industry
1:04:18
1:04:18
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1:04:18
In today’s episode Dev interviews, I-Scribe co-founder, Sudesh, touching on: 👉🏾 where is AI (artificial intelligence) going? 👉🏿 the role of AI in note-taking 👉🏻 software development 👉 F.I.R.E 👉🏼 property and shares 👉🏽 debt and concepts 👉🏾 superannuation and investing philosophy 👉🏿 IScribe (notetaking app) 👉🏻 risks and benefits 👉 personal safety 👉🏼 …
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In today’s episode Dev interviews Joe Buckley, touching on: 👉🏾 what is BFA? 👉🏿 can it override family law acts? 👉🏻 what makes BFA valid or invalid? 👉 when does it make sense to have a BFA? 👉🏼 how to kids change BFA? 👉🏽 how much does it cost to create a BFA? 👉🏾 any tips on addressing BFA with partner? Joe Buckley joe@vistamediation.com.au We hate em…
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430 divorce; kids and separation (deep dive with family lawyer + mediator)
1:10:46
1:10:46
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1:10:46
In today’s episode Dev interviews Joe; touching on: 👉🏾 how do you become a family law specialist? 👉🏿 what is divorce? 👉🏻 what is property settlement? 👉 what is parenting arrangement? 👉🏼 is there minimum separation period? 👉🏽 stats on divorce? 👉🏾 what is the divorce application process? 👉🏿 why is Western Australia (WA) different? 👉🏻how much do lawye…
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429 achieving F.I.R.E. at a young age (an interview with Dave Gow of Strong Money Australia)
55:08
In today’s episode Dev interviews Dave Gow of Strong Money Australia, touching on: 👉🏾 savings rate? 👉🏿 property vs shares 👉🏻 financial independence retire early (F.I.R.E) principles 👉 debt and recycling 👉🏼 superannuation 👉🏽 children and financial independence 👉🏾 approach to investing 👉🏿 money wins We hate email spam so we don’t create it! Sign up t…
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428 economics of EVs: Tesla M3 265,000km - the end!
1:01:16
1:01:16
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1:01:16
Dev Raga continues his tradition of comparing his Tesla Model 3 SR+ which he purchased in 2019 with his previous Diesel. In this episode we focus on the economics of EVs, and whether it makes sense to purchase in EVs in the: 👉🏾 current climate of high costs of living 👉🏿 petrol/diesel prices 👉🏻 servicing costs 👉 all the features EV's offer 👉🏼 the an…
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In today’s episode Dev interviews Renee from Vanguard, touching on: 👉🏾 about VG Super 👉🏿 the fees 👉🏻 is it different to Super structures offered elsewhere? 👉 who owns the assets? 👉🏼 who is the back-up? 👉🏽 tell us about the auto-adjust 👉🏾 what are the products VG offers 👉🏿 what about capital gains? 👉🏻 can I switch without taxes? Related episodes 🎧 👇…
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426 full-time locuming, choosing a subspecialty, side hustling + more (a chat with Dr Chris)
1:02:57
1:02:57
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1:02:57
In today’s episode, Dev interviews Dr. Chris, touching on: 👉🏾 what is his savings rate? 👉🏿 getting the perspective of a doctor for locuming 👉🏻 his side hustle 👉 views on debt 👉🏼 his medical training and subspecialty 👉🏽 does he maximize his superannuation? 👉🏾 views on children and FI 👉🏿 his investing philosophy 👉🏻 money wins Related episodes 🎧 👇 307…
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425 passive income as a doctor, reaching financial literacy, locuming + more (a chat with Dr Dan)
51:28
In today’s episode Dev interviews Dr. Dan, touching on: 👉🏾 what is his savings rate? 👉🏿 what is his locum/side hustle? 👉🏻 his story of how he got into med 👉 reaching financial literacy 👉🏼 his views on debt 👉🏽 his views on children and GI 👉🏾 private or public schools 👉🏿 will & estate planning Related episodes 🎧 👇 307 money wins: an interview with Dr…
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In today’s episode Dev explains REITs, touching on: 👉🏾 what is a trust? 👉🏿 what is a REIT? 👉🏻 various types of REITs 👉 things to consider with REITs 👉🏼 non-existent REITs 👉🏽 open-ended and close-ended Related episodes 🎧 👇 045 what are REITs? We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers …
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In today’s episode Dev interviews Tom of Ludicrous Feed, touching on: 👉🏾 why did he buy an EV? 👉🏿 batteries and charging 👉🏻 the driving experience 👉 manufacturing myths 👉🏼 his personal experience 👉🏽 is China a threat? 👉🏾 his investing journey YouTube channel: youtube.com/ludicrousfeed and also my website: ludicrousfeed.com We hate email spam so we …
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422 money & investing as a doctor in the US
1:05:18
1:05:18
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1:05:18
In today’s episode Dev interviews Dr. Jim Dahle of the White Coat Investor, touching on: 👉🏾 American health system 👉🏿 student loans 👉🏻 how Dr. Jim invests his money? 👉 what is training like in the US? Dr. Jim Dahle, White Coat Investor www.whitecoatinvestor.com. We hate email spam so we don’t create it! Sign up to our newsletter to get only the val…
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In today’s episode Dev interviews Vince Scully, touching on: 👉🏾 questions about portfolio drawdown? 👉🏿 preparing for retirement 👉🏻 wealth protection? 👉 case scenarios We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online course…
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420 what a financial adviser does and the cost + tools for portfolio building (Q&A with Vince Scully) part 1
1:04:20
1:04:20
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1:04:20
In today’s episode Dev interviews Vince Scully, touching on: 👉🏾 what is Life Sherpa 👉🏿 why is financial advice expensive in Australia? 👉🏻 why are people skeptical about financial advisers in general? 👉 how is Life Sherpa different from traditional financial advice? 👉🏼 questions about portfolio construction 👉🏽 is there a one-size-fits-all all portfo…
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419 buyer’s agent Q&A: residential & commercial property with John Pidgeon from this is property
55:57
In today’s episode Dev interviews John Pidgeon of this is property, touching on: 👉🏾 what is a buyer's agent and what do they do? 👉🏿 how do they get paid? 👉🏻 how to select a buyer's agent? 👉 how much does it cost? 👉🏼 what about off-market sales? 👉🏽 what happens when I have a bad experience with a buyer's agent? 👉🏾 how does the negotiation process wo…
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In today’s episode Dev explains the concept of a 360 review, touching on: 👉🏾 how does a 360 review work? 👉🏿 goals of review 👉🏻 what is a traditional review? 👉 pros and cons 👉🏼 how do you give a 360 review? 👉🏽 the problems with F2F feedback We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers an…
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In today’s episode Dev interviews Youtube's most watched flight reviewer, Josh Cahill, touching on: 👉🏾 paid reviews 👉🏿 controversies 👉🏻 youtube revenue 👉 investment and savings 👉🏼 health and travel 👉🏽 traveling to dangerous places 👉🏾 experience of setting up the first all-female pilot crew in Afghanistan 👉🏿 tips for frequent flyers Josh Cahill YouT…
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416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
1:10:31
1:10:31
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1:10:31
In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on: 👉🏾 qualifications of a mortgage broker 👉🏿 how to prepare for a meeting 👉🏻 how brokers get paid 👉 what are the focus of interest rates 👉🏼 specific loan features 👉🏽 health care workers / high-income earners 👉🏾 difference from commercial loans 👉🏿 fixed variable rates 👉🏻 …
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In today’s episode Dev answers some of your questions, touching on: 👉🏾 overtime and sustainability? 👉🏿 ways to pay back credit cards? 👉🏻 increase earning potential? 👉 taxation for RNs, 👉🏼 high income earns and trusts? 👉🏽 property vs shares Related episodes 🎧 👇 348 income per unit time vs income per unit effort 094 income and deductions! 099 little …
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Oggi si parla di disinformazione su internet, di come è nata e di come sia uno dei problemi al giorno d'oggi diffidate di tutti, anche di me --- Send in a voice message: https://podcasters.spotify.com/pod/show/giap8/message
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414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2
41:21
In today’s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on: 👉🏽 income protection and life insurance 👉🏾 trauma insurance and TPD 👉🏿 claim rejections We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and t…
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413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1
47:02
In today’s episode Dev interviews Phil Thompson - an insurance expert, touching on: 👉🏾 the basics of insurance 👉🏿 difference of a financial advisor and insurance advisor 👉🏻 insurance via TV ads 👉 the concept of self-insurance 👉🏼 super vs non-super insurance 👉🏽 income protection and life insurance 👉🏾 trauma insurance and TPD 👉🏿 claim rejections http…
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In today’s episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on: 👉🏾 the role of the executor; administering the estate 👉🏿 probate vs grants 👉🏻 the role of the court 👉 invalidity of the will 👉🏼 who can challenge a will 👉🏽 digital assets Find o…
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In today’s episode Dev interviews special guest Marlee Viero who is a lawyer specialising in wills and estate planning. They chat about: 👉🏾 what happens when you don't have a will? 👉🏿 do it yourself will kits 👉🏻 what is an executor? 👉 what is a beneficiary? 👉🏼 what is a guardian? 👉🏽 what about kids under 18? 👉🏾 distribution of assets, special items…
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In today’s episode Dev interviews special guest AG who day trades, touching on AG's experience with crypto and his personal investing philosophy. They chat about: 👉🏾 what is cryptocurrency and how do you make money from it? 👉🏿 costs of trading 👉🏻 net worth and income 👉 what is day trading and how one can compete with with "big people" 👉🏼 is time in…
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In today’s episode Dev explains money mistakes doctors make, touching on: 👉🏾 not prioritizing relationships, 👉🏿 not doing a will and estate plan, 👉🏻 training for far too long, waiting to become a consultant 👉 poor soft skills, 👉🏼 complicating their financial life Related episodes 🎧 208 what is a prenuptial or binding financial agreement? We hate em…
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In today’s episode Dev explains money mistakes doctors make, touching on: 👉🏾 not having a budget or financial plans 👉🏿 debt 👉🏻 lifestyle creep 👉 under insuring themselves Related episodes 🎧 117 what is automation? We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. …
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In today’s episode Dev explains buying commercial property, touching on: 👉🏿 types of commercial property 👉🏻 things to look for when buying a commercial real estate 👉 the pros & cons We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out ou…
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In today’s episode Dev explains the concept of a share buy back, touching on: 👉🏿 shares outstanding 👉🏻 why a company buys their own shares 👉 how a company would buy back their own shares 👉🏼 earnings per share 👉🏽 price to earnings ratio 👉🏾 advantages of share buy backs 👉🏿 buy backs vs share dividends 👉🏻 share buy backs vs arbitrage 👉 his personal vi…
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In today’s episode Dev explains debt recycling, touching on: 👉🏾 debt 👉🏿 deductible vs non-deductible debt 👉🏻 debt recycling 👉 tax savings 👉🏼 advantages of debt recycling 👉🏽 disadvantages of debt recycling 👉🏾 final things to consider We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and prope…
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404 an interview with Dr VJ (Renal Fellow)
1:03:16
1:03:16
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1:03:16
In today’s episode Dev interviews renal fellow, Dr. VJ touching on: 👉🏾 his income 👉🏿 his savings rate 👉🏻 locuming 👉 his view on debt 👉🏼 personal insurance 👉🏽 kids and public vs private school 👉🏾 retirement strategy 👉🏿 and money wins We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and prope…
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1
403 redundancy insurance, sole traders & tax, income protection inside vs outside super + more
24:13
In this episode, Dev answers your questions: 👉🏾 how do you balance ethical practice, making enough money, and pursuing your own passions? 👉🏿 what is redundancy insurance? 👉🏻 sole trader tips for managing money owed to the ATO 👉 income protection inside super vs outside super We hate email spam so we don’t create it! Sign up to our newsletter to get…
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Oggi vi parlo della mia seconda vacanza studio in Irlanda, fatta qualche settimana fa con la mia scuola. --- Send in a voice message: https://podcasters.spotify.com/pod/show/giap8/message
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In this episode Dev has a chat with Balaji Gopal from the Head of Distribution & Financial Adviser Services at Vanguard Australia. Dev and Balaji discuss: 👉🏾 the Vanguard Personal Investor platform 👉🏿 the cost of Australian funds vs US funds 👉🏻 is Vanguard chess-sponsored and if not, why? 👉 does it cost money to hold money in the cash account? 👉🏼 t…
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Welcome to a new season, and a new name! Long time listeners might find it familiar...😉 In this episode Dev unpacks the concept of downside risk, touching on: 👉🏾 what is downside risk and the essential components 👉🏿 how to measure it 👉🏻 how to protect yourself against it 👉 and the pros and cons of risk protection Related links: A good overview of d…
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In todays episode replay, Dev shares some money moves to consider making in your 40s and 50s, including: 👉🏾 managing debt 👉🏿 reviewing your net worth to see if you are you on track 👉🏻 preserving and protect your wealth 👉 pumping that superannuation fund! 👉🏼 determining how much you need in retirement 👉🏽 work choices and children's needs Related lis…
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In today's top episode replay Dev shares 6 money milestones for those in their 30s, including: 👉🏾 getting personal insurance, private health insurance and investing in yourself 👉🏿 defining your goals and making a written financial / investing plan 👉🏻 sorting your will and estate planning 👉 avoiding lifestyle creep 👉🏼 maximising your income - 3 A's …
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Oggi tratto dei problemi che noto al giorno d'oggi nei bambini, riscontrati durante la mia ancora breve esperienza di animatore in due centri estivi nel corso di quest'estate.--- Send in a voice message: https://podcasters.spotify.com/pod/show/giap8/message
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Happy holidays, we're bringing back a listener favourite! In today's episode replay Dev suggests 6 money tips to master in your 20s. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our …
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seconda parte dell'ultima puntata Buon Natale a tutti --- Send in a voice message: https://podcasters.spotify.com/pod/show/giap8/message
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In this episode Dev explains the concept of right sizing, including: 👉🏾 methods of rightsizing 👉🏿 the steps involved 👉🏻 the pros and cons 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, reso…
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In this episode Dev explains the concept of downsizing as it relates to businesses and companies, touching on: 👉🏻 examples 👉 reasons for downsizing 👉🏼 types of mergers and acquisition 👉🏽 pros & cons 👉🏾 and downsizing strategies 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, …
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349 an interview with RACGP President Dr Nicole Higgins (cost of health care, workforce challenges + more)
39:55
In this episode Dev chats with Dr Nicole Higgins, President of the Royal Australian College of General Practitioners (RACGP). They touch on: 👉🏾 a bit about Dr Higgins and what the RACGP does 👉🏻 general practice as a speciality 👉 workforce challenges 👉🏼 rebates and bulk billing 👉🏿 the cost of health care 👉🏽 capitation, and more! We hate email spam s…
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In today’s episode Dev explains his concept of income per unit time and income per unit effort, touching on: 👉🏾 what is income per unit time 👉🏿 why is IPUT (income per unit time) important 👉🏻 businesses vs revenue per unit sales 👉 what is income per unit effort 👉🏼 pros and cons of both concepts 📝 Episode transcripts We hate email spam so we don’t c…
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In today’s episode Dev discusses credit ratings and credit agencies, covering the following topics: 👉🏾 what is a rating? 👉🏿 the big 3 👉🏻 ratings agencies and history 👉 Fitch vs Moody vs SP Global 👉🏼 the role of credit rating agencies 👉🏽 benefits vs problems 👉🏾 what happened in 2008 vs rating agencies 👉🏿 factors affecting credit ratings 📝 Episode tr…
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In today's episode we're going over the basics of bonds! Dev unpacks: 👉🏼 what is a bond? 👉🏽 terminology 👉🏾 bond ratings and callability 👉🏿 risks 👉🏻 corporate bonds 👉 bond ETFs 👉🏼 debentures vs bonds 👉🏽 fixed vs floating rate bonds Related episodes 🎧 202 bond yields, inflation + interest rates 053 what are bonds? Are they good? 214 what is the bid-a…
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In this episode we're continuing our conversation with Dr Tony Chen who shares his unique travel philosophy including: 👉🏾 why he moves house every year 👉🏿 his hacks for saving money on flights and hotels 👉🏻 resources to learn more about point hacking 👉 his best hotel experience 👉🏼 and thoughts on the age old debate of private vs public education Ta…
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344 an interview with Dr Tony Chen part 1 (radiology, childhood, why he doesn't invest in super + more)
1:00:22
1:00:22
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In this 2-part interview Dev chats with Dr Tony Chen who some of you may know from the Frequent Flying Doctors Facebook group! In this episode Tony shares about: 👉🏾 his journey to becoming a radiologist 👉🏻 radiology as a career, private vs public & income 👉🏼 childhood experience of growing up as a first generation immigrant 👉 his investing philosop…
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Email: ilmondosecondoiragazzi@gmail.com Sito web: https://bit.ly/GiaP8 Tutti i miei link: https://linktr.ee/GiaP8 --- Send in a voice message: https://podcasters.spotify.com/pod/show/giap8/message
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In today's episode Dev explains the Dunning-Kruger effect and how it can affect your investing or career, plus how you can avoid it. 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources…
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