317. Restaurant Insurance – Potential Pitfalls to Your Coverage - Clay Ogden

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No one could have anticipated the business risk that was the Covid pandemic. As a restaurant owner at the time, my first thought was that it would be a temporary inconvenience! Never did I expect we would be forced to shut down, remove all our dining seats to become a market, and then pivot at least 3 more times. I also thought our restaurant insurance had the business protected. The point is, business risk is always around the next corner, ready to catch us by surprise when we’re busy taking care of business. In this episode of the Restaurant Rockstars Podcast, I’m speaking with Clay Ogden of Strategic Risk Alternatives, a risk management expert who helps us understand restaurant insurance and potential pitfalls to your coverage. Listen as Clay wisely advises: 👉 Why a business restaurant insurance risk management plan is essential for your operation 👉 The types of risk we may not be thinking about until it’s too late 👉 How you can protect your business from these unforeseen business risks 👉 About restaurant insurance company loopholes that may prevent your claim from being paid 👉 The difference between “direct” and “indirect” losses 👉 What is an 831b plan, how it relates to your current restaurant insurance, and how your business can tax defer for tomorrow’s risk Working smarter not harder is what avoiding business risk is all about. Your restaurant insurance should provide all the coverage you need. Listen to this episode, take a moment to plan for the future and then go out and Rock YOUR Restaurant! Show Notes - https://bit.ly/E317RRP Roger Thank you to our sponsors 🌟 Whirks - We will help you determine your eligibility for The Employee Retention Tax Credit for 2020 & 2021 https://page.whirks.com/employee-retention-credit 🌟 FanConnect – Get new and repeat business, fill your tables and boost sales with Birthdays: https://www.getfanconnect.com/BirthdayRockstar/ 🌟 Popmenu - For a limited time only, popmenu is offering our listeners $100 off your first month plus an unchanging lifetime rate. FREE Demo: https://www.popmenu.com/rockstars 🌟 Smithfield Culinary – Inspiring head-turning menu creativity. Visit us for culinary trends and chef-created recipes: https://smithfieldculinary.com/

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