580 CREDIT SCORE: IS IT GOOD OR _______ ? THE ANSWER IS BAD.

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Some A+ (Prime) lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline the application. That usually just depends on your credit score. Are they taking anything else into consideration. Probably not to be honest. Their requirements are very specific and they won't bend those rules. The main reason is because they sometimes have to answer to investors or board of trustees that are many times reviewing the credit criteria or more than likely have come up with the terms of credit they are willing to offer funding to. Yes. You need to be squeaky clean for them to take you on. On the other end of the spectrum there are sub-prime lenders that will take you on. It might not be because you have a low credit score. It is likely that they have reviewed your credit profile and noticed you have no late payments just that your credit utilization is too high and offer you a lower amount but still fund the deal however, with a higher interest rate even though you don't have any derogatory items on the report. Here's my solution: I put together an ebook that allows you to DIY (Do it yourself) because in the case mentioned above you don't need credit repair just a little consultation. With the DIY (Do it yourself) you will get dispute letters and a real understanding of how credit reporting works but most importantly how to fix your credit profile from having fair to excellent. It's almost like getting a credit specialist from A to Z but except you're the specialist. Of course if for some reason you decided DIY isn't for you the Tier 1 Credit Team is always here to lean on and are committed to helping our clients achieve their goals. The ebook will be launching on April 6, 2021 at 11:59pm. t1credit.com/ebook - DIY ( Do It Yourself ) www.t1credit.com - Free Credit Survey & 15 Min Credit Strategy Call Thank you from the Tier 1 Credit Team - Where Everybody Deserves Excellent Tier 1 Credit